Built for business owners who want to scale with stability
4.9 from real merchants |Trusted by 100,000+ businesses

A Merchant Account With Real Underwriting, Fair Rates,
and Human support

If you are tired of frozen funds, sudden holds, ticket-queue support, and rates that quietly climb every year, you are the reason Easy Pay Direct exists. Get a dedicated merchant account, an underwriter who reads your business, and one account rep who picks up the phone.

Real human underwriting. Approval in days, not weeks.
Three signs your processor is not built for you

You Should Not Have to Fight Your Payment Processor

Every business owner we talk to describes the same slow burn. Support tickets that go 48 hours without a human reply. Statement rates that creep up quarter after quarter without a conversation. A sudden hold on a payout, with no clear reason and no one on the other end of the phone. Your current processor treats you like a line item. Easy Pay Direct underwrites your business up front, gives you a dedicated merchant account issued in your business name, and puts one human account rep on your file for the life of the account.

Support stuck in a ticket queue

Chat and ticket queues that never get to a human while your revenue is on hold.

Rates that quietly climb

Statement rates creep up every year with no rep to negotiate against.

Sudden holds and freezes

Account pauses because your descriptor or volume tripped an automated flag.

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What actually changes when you move to Easy Pay Direct

A Merchant Account Built Around Your Business, Not Their Risk Model

Easy Pay Direct underwrites you as a real business, gives you a dedicated merchant account, and keeps a human on your file so your processing stays stable.

Hands-on underwriting up front

Real humans review your business, your product, your sales pages, and your refund policy before you go live on a dedicated merchant account. Approvals in days, not weeks. Verticals that aggregators reject after the fact are approved up front.

  • Underwritten before you go live, not after risk is detected
  • Verticals approved up front instead of shut off later

One dedicated account rep

Direct phone and email to one person who knows your merchant account. No ticket queues, no chatbots, no escalation lottery. When something needs to be discussed, you talk to a human who knows your file.

  • One named account rep on your file
  • Direct phone and email, no ticket queues

Competitive pricing you can count on

We will do a free rate analysis so you can see where your current processor is secretly gouging you, and how much Easy Pay Direct could save you.

  • Free rate analysis of your current statements
  • No early termination fees, no silent rate creep
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Business owners who made the switch

Real Businesses. Real Merchant Accounts. Real Humans on Their File.

Founders like Frank Kern, Dean Graziosi, Amy Porterfield, Perry Belcher, Ryan Deiss, Hal Elrod, and Roland Frasier have processed with Easy Pay Direct, among 100,000+ businesses.

Easy Pay Direct clients win exclusive Beyond a Million awards when they hit certain milestones.

Real Estate Wealth Network founder holding a BAM X $10M+ award plaqueTheBrockTrumpetLLC founder holding a BAM $1M+ award plaqueDealbot founder holding a BAM $1M+ award plaqueAccelerated Strategies founders holding a BAM X $10M+ award plaque
4.9 across verified reviews
Trusted by 100,000+ businesses
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Trusted by Businesses Processing at Scale

Merchants across industries rely on Easy Pay Direct for stable payment infrastructure.

You guys are the best, you integrated me very quickly and provided all the guides. I'm really happy with the experience.

Ruben L.

Support Ticket: Gateway Build

My experience was excellent because the team was professional, responsive, and guided me clearly through every step of the process. The attention to detail and willingness to answer all my questions made everything smooth and stress-free.

Paul O.

Support Ticket: Boarding Application

What was great about my experience was the level of attention to detail and the fast, clear communication. Everything felt smooth, professional, and very easy to understand. I truly appreciate that.

Timothy T.

Support Ticket: Boarding Application

My experience was excellent because the team was responsive, professional, and guided me clearly through the process. Every detail was explained thoroughly, which made everything smooth and stress-free. I felt supported at every step.

Steve M.

Support Ticket: Boarding Application

Whenever I call in I am treated like an old friend. Always amazing customer service and resolving of any issue I may have.

Tricia F.

Support Ticket: Account Approval

Daniel is amazing. He's quick to respond and help answer any question or resolve an issue I have. So appreciate him.

Robin C.

Support Ticket: Payment Charge Issue

I was assisted promptly and my issue has been resolved. Curtis is also working on a potential more permanent fix for my integration issue. Great to deal with. Thankful to be an EasyPay customer.

Elite F.

Support Ticket: Welcome Onboarding

Daniel has been an amazing rep. Always looking to help, even anticipating my needs. I never worry because I know he is there when I need him.

Paul G.

Support Ticket: Activation Attempt

Why Business Owners Move to Easy Pay Direct

Aggregator payments pool thousands of businesses under one master account with automated risk models. A dedicated merchant account puts your business on its own footing, underwritten by a real human.

Easy Pay Direct
Aggregator Payments
Account type
Dedicated MID, your business's name on file
Shared account with thousands of others
Getting shut down
Rare. Real underwriting means fewer surprises
Frozen funds and account terminations are common
Volume caps
Process what your business needs
Hit a ceiling, get flagged, get held
Chargeback support
Human team fights disputes with you
You're on your own
Integrations
500+ integrations, we work with your stack
Locked into their platform
Transaction routing
Route across multiple accounts; revenue keeps flowing if one pauses
Not available
Approval
Real underwriting in 1-4 business days
Approved, then account reviewed later. Causing holds or shutdowns
Account manager
Dedicated human who knows your business
Support ticket queue
When things break
Text your account manager
Wait for chat, hope for a response

Based on typical aggregator payment terms. Your actual rate and structure are set by your underwriter after review.

Real Underwriting. Real Humans. Real Approval.

What happens when you apply.

1

Apply

Submit your business details.

2

Verify

Upload supporting documents

3

Underwriting

We match you with the right bank

4

Go Live

Start processing with confidence

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The proof is in the numbers

100,000+ Businesses helped
$12B+ Processed
20+ Years
500+ Integrations

Common Questions

How is Easy Pay Direct different from aggregator payments?

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My current processor put a hold on my funds. Can Easy Pay Direct help?

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How long does approval take?

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What documents do I need to apply?

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What are your rates?

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What integrations do you support?

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What if I have chargebacks from my previous processor?

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Do you handle high-ticket ($2K+) transactions?

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What is Transaction Routing?

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Do you handle recurring billing and payment plans?

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A Dedicated Merchant Account, a Real Underwriter, and a Human on Your File