"Easy Pay Direct is so so much better than my last processor. They set everything up for me and answered all my questions."
Stephanie Everette
2025-01-31
Attention business owners processing credit cards online
Your current processor may KILL your business!
Millions of merchant accounts were shut down last year by our competitors… We have a solution so that you can worry less about payment issues, have stable merchant accounts, and make more money online.
Learn more below
TRUSTED BY BRANDS AND CREATORS
100K+ Businesses
$12B+ Processed
13+ Years
500+ Integrations
You need a TRULY reliable merchant account
Last year, PayFacs including Stripe closed down millions of merchant accounts.
The reason is simple. They do not underwrite.
Why underwriting matters:
- Underwriting teaches a processor about your specific business
- Ensures stability and fewer account issues
- Aligns your business vertical with the processor's risk tolerance from day one
This means the chance of an account shutdown or held funds is greatly reduced.
Get More Transactions Approved
Payments Success Rate
0
%
+24%
Success
2,981
Failure
171
Top 5 Failure Reasons
Insufficient funds
82 (44%)
Issuer declined
40 (21%)
3D secure failed
36 (18%)
Timeout
23 (10%)
Card expired
12 (5%)
How Easy Pay Direct keeps your accounts stable
Our specialists underwrite your account so we understand your business and your marketing model before you ever process a dollar.
Plus, you'll get:
- Transparent interchange-plus pricing, no padded markup
- A single dedicated point of contact for the life of your account
- Recurring billing and subscription support
- Distributed processing across multiple active merchant accounts so one account hiccup doesn't take your business down
We'll work with you to optimize your payments for the lifetime of your account, not just the day you sign up.
Support
Greater Stability
Thorough Underwriting
More From Trustpilot Reviewers
Verbatim 4 and 5 star reviews from Trustpilot.
"Great for coaches like me. As a coach, payments can get complicated with different clients and plans. Easy Pay Direct simplified everything for me."
Francis Gillard
2025-01-28
"Switching processors can be stressful, but Easy Pay Direct made it painless. They handled everything and kept me informed every step of the way."
Ashley Dix
2025-01-24
"Fraud issues are a thing of the past. Switching to Easy Pay Direct was the best decision I made. Their fraud prevention tools caught an issue before I even noticed it."
Jose Ramirez
2025-01-22
"I have worked with other processors that were all about hidden fees. Easy Pay Direct is transparent and upfront about everything."
Leslie A
2025-01-24
"I highly recommend for subscriptions. I run a subscription service, and Easy Pay Direct has been a game-changer for managing my recurring billing."
Shorty Arlene Gonzalez
2025-01-04
"The Easy Pay Direct team will always make sure you're taken care of. Their support has been phenomenal and the best I've ever seen. I would definitely recommend them over any other payment processor."
Ethan
2025-02-10
"I run a small boutique, and Easy Pay Direct has been amazing. Their rates are better than what I was paying before, and the service is top-notch."
shell
2024-12-30
"I sell high ticket items, and finding a reliable processor was a nightmare until I found Easy Pay Direct."
Marcos
2024-08-05
"Easy Pay Direct is so so much better than my last processor. They set everything up for me and answered all my questions."
Stephanie Everette
2025-01-31
"Great for coaches like me. As a coach, payments can get complicated with different clients and plans. Easy Pay Direct simplified everything for me."
Francis Gillard
2025-01-28
"Switching processors can be stressful, but Easy Pay Direct made it painless. They handled everything and kept me informed every step of the way."
Ashley Dix
2025-01-24
"Fraud issues are a thing of the past. Switching to Easy Pay Direct was the best decision I made. Their fraud prevention tools caught an issue before I even noticed it."
Jose Ramirez
2025-01-22
"I have worked with other processors that were all about hidden fees. Easy Pay Direct is transparent and upfront about everything."
Leslie A
2025-01-24
"I highly recommend for subscriptions. I run a subscription service, and Easy Pay Direct has been a game-changer for managing my recurring billing."
Shorty Arlene Gonzalez
2025-01-04
"The Easy Pay Direct team will always make sure you're taken care of. Their support has been phenomenal and the best I've ever seen. I would definitely recommend them over any other payment processor."
Ethan
2025-02-10
"I run a small boutique, and Easy Pay Direct has been amazing. Their rates are better than what I was paying before, and the service is top-notch."
shell
2024-12-30
"I sell high ticket items, and finding a reliable processor was a nightmare until I found Easy Pay Direct."
Marcos
2024-08-05
A Clear, Risk-Aligned Approval Process
We structure approvals around your business model to ensure long-term payment stability.
1
Apply
Submit your business details.
2
Verify
Upload supporting documents
3
Underwriting
Our bank relationships, your advantage
4
Go Live
Start processing with confidence Plus continued optimization and support
Apply in 2 minutes
Tell us a bit about your business. We'll review and reach out within one business day.
By submitting, you agree to be contacted about your processing application. We don't sell your information.