Healthcare Payment Processing

Dedicated healthcare payment processing for medical practices, clinics, and healthcare businesses. Real underwriting, stable dedicated merchant accounts, HIPAA-compliant gateways, 500+ integrations, and fast approval with real underwriting, 1-4 business days on clean files.

13+ years, 100,000+ businesses, $12B+ processed, 500+ integrations

Dedicated account manager who picks up the phone

About 7 minutes · No obligation · Real underwriter quote

9:30

EPD Commerce

Orders

Date
Today

L

Lewis Adkins

Sale at 06:16 PM

$1,345.00

Paid
2025-09-18

K

Kelly Sims

Refund at 08:23 PM

$12.00

Paid
2025-09-17

L

Lucy Horton

Sale at 11:10 PM

$5,737.00

Paid

L

Lewis Adkins

Sale at 03:34 PM

$1,345.00

Paid
Dashboard
Orders
Easy Charge
Customers
Other

Trusted by medical practices and 100,000+ businesses

A selection of 100,000+ businesses we support all with dedicated merchant accounts, including high-risk categories like healthcare and medical practices.

100K+ Businesses

$12B+ Processed

13+ Years

500+ Integrations

Forbes
Inc. 5000
Merchant Maverick
Trustpilot
Microsoft Start

Built for healthcare payment processing, done right

Healthcare payment processing on dedicated MIDs with HIPAA-compliant gateways and real underwriting that knows the medical vertical.

Get Started

Built for healthcare billing

Healthcare payment processing underwritten for clinics, practices, and medical businesses.

Stable, dedicated merchant accounts

Your own MID. Not a shared pool that freezes when another healthcare provider mis-steps.

HIPAA-compliant gateway

Secure tokenization and HIPAA-compliant payment processing built for patient data protection.

Recurring patient billing

Auto-rebills, failed-card retries, and vaulting for subscription and installment billing.

Healthcare payment processing we support

Medical, dental, and allied health practices:

  • Medical practices
  • Dental practices
  • Orthodontics
  • Chiropractic
  • Physical therapy
  • Mental health
  • Telemedicine
  • Medical spas
  • Dermatology
  • Plastic surgery
  • Veterinary
  • Optometry
  • Hearing clinics
  • Fertility clinics
  • Pain management
  • Urgent care
  • Concierge medicine
  • Direct primary care
  • Holistic health
  • Naturopathic
  • HSA/FSA card acceptance
  • Patient payment plans
  • Recurring billing
  • Telehealth checkout

HIPAA-aware processing setup for medical and dental practices of every size.

Easy Pay Direct vs. generic aggregators for healthcare payment processing

Generic aggregators give healthcare boilerplate TOS and shared pools. A dedicated MID with HIPAA-compliant gateway and real underwriting is the stable path for medical practices.

FeatureEasy Pay Direct dedicated accountPayment Facilitator / PayFac StripeShopifyFanBasisWhop
UnderwritingReal underwriting for your healthcare business modelBoilerplate TOS that may reject healthcare accounts
Account stabilityDedicated MID, stable long-termShared pool, can freeze after one flag
HIPAA complianceHIPAA-compliant payment processing and tokenizationGeneric compliance, not healthcare-specific
Recurring billingAuto-rebills, retries, vaulting for patient billingBasic charge, limited retry logic
Integrations500+ including practice management and EHR platformsGeneric checkout only
SupportDedicated healthcare account managerSupport ticket queue

For healthcare operators, the right processor is the one with HIPAA-compliant gateways and 13+ years of real underwriting experience.

A Clear, Risk-Aligned Approval Process

We structure approvals around your business model to ensure long-term payment stability.

1

Apply

Submit your business details.

2

Verify

Upload supporting documents

3

Underwriting

Our bank relationships, your advantage

4

Go Live

Start processing with confidence Plus continued optimization and support

Open your merchant account

Simple, Transparent Pricing You Can Trust

Clear pricing and honest terms, so you always know what to expect.

Online Card Rate

2.69% + $0.36

per transaction

Setup Fee

$99

waived if documents are submitted within 24 hours

Monthly Fee

Typically $25

varies by business type and volume

Custom interchange-plus pricing is available for higher-volume merchants. Every account includes chargeback tools, decline recovery, and access to 30+ banking partners.

Open your merchant account

No obligation, fast approval, real support

Get More Transactions Approved

Payments Success Rate

0

%

+24%

Success

2,981

Failure

171

Top 5 Failure Reasons

Insufficient funds

82 (44%)

Issuer declined

40 (21%)

3D secure failed

36 (18%)

Timeout

23 (10%)

Card expired

12 (5%)

Operators trust Easy Pay Direct with their volume

Operators like Frank Kern, Dean Graziosi, Amy Porterfield, Perry Belcher, Ryan Deiss, Hal Elrod, and Roland Frasier have processed with Easy Pay Direct, among 100,000+ businesses.

TK

Timothy Krulia

3 reviews

"We've worked with Easy Pay Direct for years. They have helped secure merchant accounts that pair well with our client's needs, and have excellent customer service supporting these accounts. I highly recommend Easy Pay Direct as a trusted merchant provider."

JM

Jim Morales

3 reviews

"EPD are rockstars at E-Commerce merchant processing service. We've been very happy since switching to them and they're always reliable, fast to respond and act with an ownership mindset. Valued partners we hope to grow with in the future!!!"

J

Jesse

Trustpilot review

★ Trustpilot

"All the right stuff. Great company. Flawless communication. They integrated with my shopping cart and did all the work for me. I can text or call them anytime and get a response almost immediately. Ease, competence, and the results I sought. I highly recommend!"

Healthcare Payment Processing · Frequently Asked Questions

Answers to the most common questions about healthcare payment processing, HIPAA-compliant gateways, and dedicated merchant accounts.

What is healthcare payment processing?

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How does healthcare credit card processing work on Easy Pay Direct?

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Does Easy Pay Direct offer HIPAA-compliant payment processing?

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Can I use Easy Pay Direct for clinic payment processing and recurring patient billing?

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What do I need to start healthcare payment processing with Easy Pay Direct?

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Does Easy Pay Direct support credit card processing for medical practices of all sizes?

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Can I get credit card processing for small medical business?

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Does Easy Pay Direct cover healthcare payment gateway needs for telehealth?

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What healthcare payment processing solutions does Easy Pay Direct offer for hospital and health system billing?

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How does Easy Pay Direct handle HIPAA-compliant payment processing fees?

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Get your healthcare merchant account started