Powered by Easy Pay Direct
Stable, Scalable Credit Card Processing for Small Business
Start processing payments the right way — with fewer freezes, faster approvals, and support from real people. Aspire Merchant Services pairs small-business-friendly pricing with Easy Pay Direct’s multi-bank stability behind the scenes.
Built-in chargeback support and decline recovery tools
Backed by 20+ years of industry experience
Why Small Businesses Choose Aspire Merchant Services
Merchant accounts underwritten for stability, priced fairly, and backed by support that actually picks up.
Underwriting-Grade Stability
Accounts underwritten upfront and placed on the right bank so you process without the surprise holds, freezes, and shutdowns that plague small businesses.
30+ Banking Partners
A deep network of banking partners means fast approvals and a long-term home for your processing — not a shared umbrella that drops you when volume spikes.
Chargeback & Decline Recovery
Early chargeback alerts, dispute tooling, and smarter routing recover declines and downtime so more of your transactions actually go through.
Merchant-First Support
Real people who understand small-business processing — reachable when you need them, not a ticket queue or an offshore call center.
How It Works
From application to processing in days, not weeks.
Apply Online
Complete a fast online application built for small businesses of every type.
Submit Documents
Send your business and processing documents. Submit within 24 hours to waive the setup fee.
Underwriting Review
We match you to the right banking partner from a network of 30+ and review for approval.
Approved & Processing
Most businesses are approved in 24 to 48 hours and start accepting payments right away.
500+ integrations so your business never skips a beat.
Plug into the tools you already use — shopping carts, CRMs, billing platforms, and membership sites. Keep your existing stack, with Easy Pay Direct powering the stability behind the scenes.
Simple, Transparent Pricing You Can Trust
Clear pricing and honest terms, so you always know what to expect.
Online card rate
2.69% + $0.36
per transaction
Setup fee
$99
waived if documents are submitted within 24 hours
Monthly fee
~$25/mo
varies by business type and volume
Custom interchange-plus pricing is available for higher-volume businesses. No hidden fees, no padded statements — just transparent terms.
No obligation · Fast approval · Real support
Get More Transactions Approved
Payments Success Rate
0
%
+24%
Success
2,981
Failure
171
Top 5 Failure Reasons
Insufficient funds
Issuer declined
3D secure failed
Timeout
Card expired
Ready to get started?
Open your merchant account and get matched to a bank that supports your small business — with fewer freezes and faster approvals.