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Easy Pay Direct Blog

How Merchant Accounts Work

Thursday, January, 13th, 2022 at 6:28 pm by Content Manager

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Categories: Blog

Figuring out how to make your business work can take a lot of effort.     Things get even more confusing when you start thinking about how to move money around. And you probably have a lot of questions, like:      How are you going to accept credit card payments?  What about debit cards?  Where will you deposit cash?  How are you going to pay your bills?   The answer to the latter two questions is [Read More...]

Setting Up a Merchant Account

Thursday, January, 13th, 2022 at 6:13 pm by Content Manager

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  How to Open a Merchant Account When your business starts to grow, you’ll eventually get tired of issuing paper invoices and relying on slow land mail to collect them.     And at some point, every merchant is going to want to start accepting credit cards.     Before you start what can be a long process, it’s a good idea to know what to expect.     Here are some things to know when you’re first [Read More...]

Match List

Thursday, January, 13th, 2022 at 4:58 pm by Content Manager

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The Mastercard MATCH List:  What is it? Credit card processors (ISOs) and acquiring banks have to control fraud somehow, right?  One of the ways they do this is through the MATCH list.   The MATCH List is a detailed list of businesses that have had one or more merchant accounts terminated by their processor or acquiring bank.  It’s an industry wide list that is intended to serve as a way to alert all credit card processors and [Read More...]

List of Credit Card Declined Codes

Thursday, November, 4th, 2021 at 2:04 pm by Content Manager

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You may have already experienced a credit card declined code.  Though more prevalent in high transaction volume B2C companies, they can be found in any business environment in which payments take place. If you haven’t gotten one of these codes, don’t worry.  But get ready!  All merchants get credit card declined codes from time to time.  Rest assured, it’s going to be embarrassing for the customer. They might have some idea of why the card [Read More...]

AVS Mismatch

Thursday, November, 4th, 2021 at 1:53 pm by Content Manager

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  Credit Card AVS Mismatch At some point, every merchant wonders, “What is an AVS mismatch? And what can I do about it?”   The Address Verification System (AVS) is a system created by Mastercard.     It is meant to protect merchants against fraud (especially card-not-present fraud, or CNP) by comparing the address the card user submits against the billing address the issuing bank has on file for that customer.      The AVS checks the [Read More...]

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