YOUR FAST, EASY, SAFE FULL PAYMENT SOLUTION
PAYMENT PROCESSING FOR HIGH, MEDIUM, AND LOW RISK BUSINESSES
High Risk
Many owners are “high risk” without realizing it—future deliverables, trials, high-ticket, and subjective goods can tip the scales.
- Recurring billing & trials
- High-ticket transactions
- Info products & courses
- Future-dated deliverables
EPD underwrites correctly so you keep processing.
Get StartedHigh Risk
Many business owners are considered High Risk without even realizing it…
Regarding payment processing, risk is a spectrum, and it does not take much to tip the scales.
Some factors that increase the risk of a business and can land you in the High Risk category are:
- Offering future deliverables
- Recurring billing & trial offers
- High-ticket transactions
- Goods that are subjective in quality (courses / informational products)
At Easy Pay Direct, we work with all Risk Levels.
Fill out our quick form today, and we’ll ensure that your merchant account is as stable as possible for your risk level.
Get StartedMedium Risk
eCom, dropship, info products often straddle high-risk. Proper underwriting keeps approvals stable.
- Transaction routing
- 250+ integrations
- Hosted checkout
- Single point of contact
Medium Risk
Medium Risk businesses sit on the edge of what processors call high risk. This often includes:
- eCommerce stores (especially high volume)
- Dropshipping models
- Informational or digital products
Even if your business seems “normal,” it may still get flagged when transaction volume spikes or if your model resembles higher-risk verticals.
Thorough underwriting dramatically reduces the odds of shutdowns or frozen funds. With Easy Pay Direct, you get:
- Transaction Routing
- 250+ Integrations
- Hosted Checkout Options
- A Single Point of Contact
Our process makes sure you’re approved correctly the first time, so you can focus on growth.
Get StartedLow Risk
Simple models onboard fast with great rates and hardware flexibility.
- Same-day onboarding
- Use your gear or ours
- Low-rate guarantee
Low Risk
If you operate a low risk business, you may qualify for faster onboarding and industry-low rates. Common examples include:
- Brick-and-mortar businesses
- Standard retail/eCommerce with simple products
- Professional services with predictable billing
With Easy Pay Direct, low risk businesses often enjoy:
- Same-Day Onboarding
- Use Your Own Equipment or Get New Terminals
- A Low-Rate Guarantee — or we’ll give you $500
Whether you’re just starting out or processing millions, our underwriting and bank relationships keep your merchant account secure and cost-efficient.
Get StartedEASY PAY DIRECT STATS
Businesses Helped
Processed
Years Of Experience
OVER 500 INTEGRATIONS SO YOUR BUSINESS NEVER SKIPS A BEAT
We integrate into nearly everything… Click the button below for a comprehensive list.
USE OUR GATEWAYS
Easy Pay Direct Gateway
Patent-Pending Transaction Routing™ technology plus deep bank relationships give you reliability and control most gateways can’t touch.
Highlights include:
- 500+ shopping carts & integrations
- Hosted checkout pages
- Fraud scrubbing & fraud scoring
- Tokenization & vaulted cards
- QuickBooks integration
- Mobile payments & email invoicing
- Recurring billing & subscriptions
Authorize.net
Authorize.net isn’t as powerful as the Easy Pay Direct Gateway—but sometimes it’s the only option a cart supports. Good news: we can set up a new Authorize.net account for you that’s less expensive, and give you a dedicated point of contact to manage it for you.
Get StartedNMI Gateway
Already on NMI? Easy Pay Direct can reduce your costs, expand integrations, and give you a single dedicated point of contact to manage everything.
Get StartedWhat To Expect When You Get Started:
I WANT TO ACCEPT PAYMENTS NOW

Simple Payment Processing for Brick-and-Mortar Stores
Our online merchant accounts are easy to set up and work in up to 24 hours. Do you want to start with your brick-and-mortar store right away? We’re here to help!
Reliable Online Payment Processing for High-Risk Merchants
Did financial institutions deem your business “high-risk”? Don’t worry, we’ve got you covered. At Easy Pay Direct, we’ll help you set up your online payment processing in the blink of an eye. Unlike other payment processors, we won’t close your account or block your resources overnight without a valid reason. We’ll help you maintain business continuity!
Online Merchant Services for Any Industry
Working in a sensitive industry? Our online merchant services are perfect for you! We cover a plethora of different industries that other payment processors might not, so we can provide you with:
- nutraceutical merchant accounts,
- CBD merchant accounts,
- business coaching merchant accounts,
- adult credit card processing services,
- gaming merchant accounts,
- firearms credit card processing,
- and many more.
Optimize Your Online Payments
At Easy Pay Direct, we understand that you’re a businessperson, and your priority is to make profits with your products. Therefore, we conduct regular payment audits to ensure that your payments are optimized. Is there a way to reduce your recurring costs? We’ll find it and send you an updated offer to provide you with the best online payment processing plan possible!
End-to-End Online Merchant Services
We understand that payment processing is the last thing you should worry about. That’s why we offer you more than just a secure way to offer payments online—a complete service with everything you need.
We’ll set up your online merchant account, manage your chargebacks, and integrate the system with your CMS or e-commerce platform via a secure API. We’ll also handle the payment aspect of your business, giving you time for what matters most: promoting and upgrading your products to drive more sales and improve customer satisfaction.
Why Easy Pay Direct?
With years of experience in providing easy payment solutions, we’re the go-to company for businesses like yours. See why you should entrust us with your store.
Over 15 Years of Experience
We’ve been in the market for over 15 years. We know the world of payment processing inside-out so we can provide you with tailored services aligned with your business goals.
Entrusted by Clients
Our testimonials are proof of our quality. We’ve been entrusted with major e-commerce and e-learning businesses, delivering excellent online payment merchant services and building trust among the big players in the industry.
We Let You Test Our Solutions
Still unsure about our online payment merchant services? We can take you on a trial run and show you why you should entrust us with your business, no strings attached.
We’re Quick and Effective
We’ll set up your online payment processing in the blink of an eye. We’ll also optimize it to ensure your account is stable.
We Offer Hundreds of Integrations
No matter what platform your store is integrated into, we can handle it efficiently and effectively!