CBD Hemp Merchant Accounts

A dedicated CBD hemp merchant account for hemp oil retailers, hemp-derived product brands, and CBD oil businesses. Easy Pay Direct has supported 100,000+ businesses with $12B+ processed across 13+ years, so your hemp payment processing is stable, underwritten, and built to scale.

13+ years underwriting hemp and CBD verticals

Dedicated account manager who knows hemp and CBD

About 7 minutes · No obligation · Real underwriter quote

9:30

EPD Commerce

Orders

Date
Today

L

Lewis Adkins

Sale at 06:16 PM

$1,345.00

Paid
2025-09-18

K

Kelly Sims

Refund at 08:23 PM

$12.00

Paid
2025-09-17

L

Lucy Horton

Sale at 11:10 PM

$5,737.00

Paid

L

Lewis Adkins

Sale at 03:34 PM

$1,345.00

Paid
Dashboard
Orders
Easy Charge
Customers
Other

Trusted by hemp and CBD operators and 100,000+ businesses

A selection of 100,000+ businesses we support all with dedicated merchant accounts, including high-risk categories like hemp and CBD.

100K+ Businesses

$12B+ Processed

13+ Years

500+ Integrations

Forbes
Inc. 5000
Merchant Maverick
Trustpilot
Microsoft Start

Built for CBD hemp merchant accounts, done right

Hemp oil, hemp-derived products, and CBD oil retailers run on dedicated MIDs with real underwriting that knows the hemp vertical.

Get Started

Hemp oil merchant account

Underwritten for hemp oil, hemp-derived products, and CBD oil retailer catalogs specifically.

Hemp payment processing

Hemp credit card processing and hemp payment processing built for compliant product catalogs.

500+ integrations

Plug into Shopify, WooCommerce, and the carts your hemp or CBD oil business already runs.

Real underwriting

Fast approval with real underwriting, 1-4 business days on clean files. No surprise holds.

Hemp and CBD oil businesses we support

We underwrite the full hemp and CBD product range:

  • CBD oil
  • CBD tinctures
  • CBD gummies
  • CBD topicals
  • CBD capsules
  • CBD pet products
  • Hemp flower
  • Hemp pre-rolls
  • Delta-8 THC
  • Delta-9 hemp
  • Delta-10 THC
  • HHC products
  • THCA flower
  • CBG products
  • CBN products
  • Hemp smokables
  • Hemp vapes
  • Hemp beverages
  • CBD skincare
  • Wholesale hemp
  • Retail CBD stores
  • Ecommerce CBD
  • CBD subscriptions
  • White-label CBD

Farm Bill compliant hemp products supported nationwide. Ask us about your state and SKU mix.

Easy Pay Direct vs. generic aggregators for CBD hemp merchant accounts

Generic aggregators flag hemp and CBD as prohibited or high-risk. A dedicated MID with real underwriting is the only stable structure for hemp oil and CBD oil retailers.

FeatureEasy Pay Direct dedicated accountPayment Facilitator / PayFac StripeShopifyFanBasisWhop
Hemp acceptanceUnderwritten for hemp oil and hemp-derived productsUsually prohibited or flagged as high-risk
CBD oil retailApproved and underwritten for CBD oil retailer catalogsOften rejected at volume
Account typeDedicated, underwritten for your hemp or CBD hemp catalogShared umbrella with no hemp-specific review
UnderwritingReal review matched to your hemp product catalogAutomated, minimal
Volume capsNone on underwritten hemp accountsCommon on shared umbrella
Chargeback toolsAccount-level with human supportGeneric
Integrations500+ integrations, including Shopify and WooCommercePlatform-specific only
Account stabilityBuilt for long-term hemp payment stabilityHolds common on hemp and CBD
ApprovalFast approval with real underwriting, 1-4 business days on clean filesAutomated, limited review
Account managerDedicated account managerShared support queue

For hemp and CBD operators, the right processor is the one that actually underwrites the catalog and stands behind the account long-term.

A Clear, Risk-Aligned Approval Process

We structure approvals around your business model to ensure long-term payment stability.

1

Apply

Submit your business details.

2

Verify

Upload supporting documents

3

Underwriting

Our bank relationships, your advantage

4

Go Live

Start processing with confidence Plus continued optimization and support

Open your merchant account

Simple, Transparent Pricing You Can Trust

Clear pricing and honest terms, so you always know what to expect.

Online Card Rate

2.69% + $0.36

per transaction

Setup Fee

$99

waived if documents are submitted within 24 hours

Monthly Fee

Typically $25

varies by business type and volume

Custom interchange-plus pricing is available for higher-volume merchants. Every account includes chargeback tools, decline recovery, and access to 30+ banking partners.

Open your merchant account

No obligation, fast approval, real support

Get More Transactions Approved

Payments Success Rate

0

%

+24%

Success

2,981

Failure

171

Top 5 Failure Reasons

Insufficient funds

82 (44%)

Issuer declined

40 (21%)

3D secure failed

36 (18%)

Timeout

23 (10%)

Card expired

12 (5%)

Hemp and CBD oil operators who built real businesses, and the processor they trust

Operators like Frank Kern, Dean Graziosi, Amy Porterfield, Perry Belcher, Ryan Deiss, Hal Elrod, and Roland Frasier have processed with Easy Pay Direct, among 100,000+ businesses.

TK

Timothy Krulia

3 reviews

"We've worked with Easy Pay Direct for years. They have helped secure merchant accounts that pair well with our client's needs, and have excellent customer service supporting these accounts. I highly recommend Easy Pay Direct as a trusted merchant provider."

JM

Jim Morales

3 reviews

"EPD are rockstars at E-Commerce merchant processing service. We've been very happy since switching to them and they're always reliable, fast to respond and act with an ownership mindset. Valued partners we hope to grow with in the future!!!"

J

Jesse

Trustpilot review

★ Trustpilot

"All the right stuff. Great company. Flawless communication. They integrated with my shopping cart and did all the work for me. I can text or call them anytime and get a response almost immediately. Ease, competence, and the results I sought. I highly recommend!"

CBD Hemp Merchant Accounts · Frequently Asked Questions

Answers to the most common questions about CBD hemp merchant accounts, hemp payment processing, and CBD oil credit card processing.

What is a CBD hemp merchant account?

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How does hemp payment processing work?

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Do you support hemp oil merchant account and hemp oil credit card processing?

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Can I get a CBD oil merchant account for my CBD oil retail business?

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What is the difference between a hemp merchant account and a CBD merchant account?

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Can I run hemp or CBD payments on Shopify or WooCommerce?

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What about hemp merchant services, hemp merchant account, and hemp product payment processing?

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Do you offer 1 day CBD merchant account or fast hemp approval?

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Can I get a domestic or offshore CBD hemp merchant account?

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What does hemp and CBD oil credit card processing actually cost?

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Get your CBD hemp merchant account started