In-Store & Retail Credit Card Processing
Easy to use payment solutions with integration to your favorite POS machines, mobile devices, and more.
Get the tech you need to give your customers what they want and increase employee efficiency.
US & Canada Merchant Accounts
2-5 Day Approval
24-48 Hour Funding
Guaranteed Lowest Rates*
- US & Canada Merchant Accounts
- 24-48 Hour Funding
- 2-5 Day Approval
- Guaranteed Lowest Rates*
Accept Payments Today
RAVING FANS
Accepting cards in your store should be easy, secure, fast, and fun.
Looking for a better way to process payments in-store?
It’s time to ditch the outdated tech and upgrade to a merchant account and processing that was built for the future.
Sleek and effective mobile systems, tablet devices, and full sized POS systems with all the bells and whistles at your fingertips.
Bulky POS systems with no processing power and zero features are a thing of the past
With a merchant account from Easy Pay Direct and a handheld or desktop credit card terminal from clover, you’ll be ready to process payments and manage inventory at lightning speed.
These sleek compact systems will wow your customers and make your employees more efficient.
Plus with the experts at Easy Pay Direct monitoring your merchant account, you’ll have a dedicated point of contact, fraud protection, and the best retail rates in the industry, plus much more.
Visually Pleasing & Incredibly Powerful
Serve customers better—at the counter, in line, at the table or in the field—with the Clover Flex handheld POS system. This all-in-one device provides built-in capabilities to accept payments, conduct business, and track sales, all from the palm of your hand.
- Accept Payments Anywhere
- Barcode Scanner
- Front Facing Camera
- Contactless Payments
A full point-of-sale system in one sleek little package. Mini can fit into any space but packs plenty of POS power to run your business, end to end. Use it just for payments or to run your whole business from inventory to payroll.
- Connect With WiFi Or Ethernet
- Contactless Payments
- 7" Touchscreen With Signature Capture
- Built-In Printer
Your Clover® point of sale (POS) system makes running your business a breeze – whether you manage a restaurant, brick-and-mortar retail shop, eCommerce store, or service business. Use our all-in-one, tailored POS system to manage every aspect of your growing venture – accepting payments to organizing inventory to managing your team. All at your fingertips – anytime and anywhere.
- Accounting Software Integrations
- Data Analytics
- Loyalty Programs
- Gift Card Programs
- And More
EPD understands the challenges of businesses like ours, it’s 100% worth working with them. They will tell you how to save and make more money plus prevent shutdowns so everything runs smoothly.
Hal Elrod
Before Easy Pay Direct we had a $750k launch and $156k of that money was held. EPD has been super helpful in a bunch of different areas that none of our other processors provided. Highly recommend them.
Roland Frasier
I am a very happy client of Easy Pay Direct, working with them was very professional. Everybody was in touch with my team every step of the way and I am very happy to recommend them to everyone.
Frank Kern
What Other Features Does Easy Pay Direct Offer?
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PTransaction Routing
Automatically route transactions across multiple merchant accounts. If one ever goes down, your others are still processing.
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PWhite Glove Service
You’ll have 1 point of contact that is available when you need them. No more chat-bots, no more phone trees.
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PDecline Recovery
Most businesses don’t realize how much their decline % lowers revenue. We will help you keep approval rates high.
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PChargeback Mitigation
Stop chargebacks before they begin with our anti-chargeback tech.
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PHosted Checkout
Add payment buttons and invoicing to any of your website pages.
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PRecurring Billing
Built in recurring billing for subscriptions and multiple payment options.
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PMobile Payments
Accept and send payments with our easy to use mobile dashboard.
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P250+ Shopping Cart Integrations
Integrate to almost any shopping cart in the world, we can set this up for you!
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PBanking For Every Vertical
We have personal relationships with banks across the USA & Canada to get your accounts approved.
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PUnlimited High Ticket
Process high ticket transactions regularly without issue
Merchant Advances & Loans Are Available To Easy Pay Direct Clients
- Leverage your credit card sales.
- Our lending partners can lend up to 125% of your monthly revenue.
- Credit card sales with terms from 6 months to 24 months.
- The best part – we’re connected with 20 different lending partners.
- GREAT for you.
Click Here For More Information
Why Easy Pay Direct?
We pride ourselves on making your life easier and facilitating the growth of business across the globe. We have been doing this successfully for years and have helped countless businesses achieve their full potential, just check out some of our testimonials. More importantly, Easy Pay Direct would love to play it’s part in helping you achieve your goals and service your consumers smoothly. if you’re interested in working with us, you can start your EMAP application below or call us at: (800) 805-4949 | Get Set-up with a Merchant Account »
EASY PAY DIRECT STATS
30000+
BUSINESS
$12B+
PROCESSSED
20+
YEARS OF EXPERIENCE
Merchant Accounts FAQ
If you want to know more about payments, pricing, or solutions to problems you are experiencing, we are always ready to help you.
What industries does Easy Pay Direct work with?
Easy Pay Direct specializes in high risk payment processing but we also work with mid risk and low risk companies.
Here is a short list of some business verticals we service:
- Antiques & Collectibles
- Apparel & Clothing
- Bad Credit
- Bus Lines
- Cannabis Support Businesses
- Caterers
- CBD Oil & CBD Products
- Continuity Products and Subscription Boxes
- Credit Repair
- Credit Monitoring
- Debt Collection
- Digital Streaming
- Document Preparation
- Fantasy Sports
- Firearms & Ammunition
- Furniture & Home Furnishings
- Health & Beauty
- Hotels & Lodging
- Insurance / Warranty
- Legal Services
- Magazine Subscriptions
- Medical Billing & Coding
- Medical Supplies
- Membership & Recurring Billing
- MLM Companies
- Transportation & Moving
- Non-Profit
- Nutraceuticals
- Pawnbrokers & Pawn Shops
- Pet Products
- Precious Metals
- Property Management
- SaaS Companies
- Seminars & Coaching
- SEO / SEM / Ad Agency
- Smoking Accessories
- Sports Betting
- Survivalist & Tactical Gear
- Telemedicine
- Tobacco & Cigar
- Travel & Timeshare
- Vape / e-Cig / eJuice
- Veterinarians
- Web Design & Development
Please note, this is only a partial list of the companies we work with. If you would like to see the entire list, please click here.
Why is my business considered high risk?
“High Risk” is a banking industry term. It’s important to note that there are many business models that are seemingly low risk, but fall into the high risk category.
There is nothing wrong with being considered high risk and there are many factors that contribute to risk.
When a consumer buys an item with a credit card, they are given 6 months from the date of receiving the item to dispute the charge.
If your business is no longer operating, who do you think has to refund that money? The processor. This is where risk is created.
Certain businesses, marketing models, and industries have a higher rate of chargebacks, where they get labeled as high risk.
Even if your business is perfect, has never had a chargeback, and operates 100% “by the books”, you could be labeled high risk if you’re business or industry falls into a high risk category.
There are 3 main reasons a business can be considered high risk.
- The business has a greater chance of chargebacks occurring
- The business model may be new or legally regulated
- The business accepts a high number of card not present transactions (over the phone, email, eCommerce)
Do you provide merchant account services outside of the USA?
At this time Easy Pay Direct offers merchant account services for the USA and Canada. We are always working to expand our areas of processing and hope to serve a greater area in the near future.
Can my startup or new business be approved?
We have worked with many new brands and start-ups to get them approved and running. However, banks like to see a long history of transactions and an established history with a merchant before approving them.
But, that does not mean we can’t get you approved. Reach out to us today and we will walk you through your options.
How long does it take to get approved for a merchant account?
Once all of the necessary documents have been received, it typically takes 1-4 days to get approved.
Occasionally accounts can be approved in less than 24 hours, our team will work as quickly as possible to get your account up and running.
I WANT TO ACCEPT PAYMENTS NOW