For businesses processing $50,000+ per month
The number 1 ranked credit card processor for businesses processing $50,000 or more per month
100,000+ businesses helped. $12B+ processed. 20+ years. 500+ integrations. Built for merchants who have outgrown aggregator-style processors and need a real merchant account that scales.
Why business owners processing $50K or more choose Easy Pay Direct. Cole Gordon, Founder of Closers.io, has been a client since 2021.
- Fast approval. Most merchants approved in 24 to 72 hours.
- Lower rates. Interchange-plus pricing, no hidden fees.
- Stable accounts. Transaction routing across our banking network keeps you processing.
A top-ranked credit card processor
100K+ Businesses
$12B+ Processed
20+ Years
500+ Integrations
500+ integrations across the platforms high-volume merchants already use
If you are processing $50,000 or more per month, you have problems most processors ignore
Sudden freezes
Aggregator-style processors flag high-volume accounts as risk. One dispute spike, one refund pattern, one industry code they do not like, and your funds hold for weeks. When you are doing $600K or more per year, that is not a nuisance. That is payroll.
Rate creep
A "simple 2.9% + 30 cents" looks fine at $10K per month. At $50K or more, you are overpaying by tens of thousands per year. Interchange-plus pricing pays for itself the first month you switch.
No underwriter you can call
When something goes wrong at scale, you need a human who understands your business, not a support ticket. Every Easy Pay Direct account has a dedicated underwriter and a merchant success executive.
Transaction routing built for merchants who cannot afford to stop processing
Easy Pay Direct does not rely on one bank. Every merchant we onboard gets access to our banking network, and we route transactions to keep you approved, keep your rates competitive, and keep you processing even if one bank tightens their box.
That is why the businesses on your side of the volume line stay with us for years.
What changes when you move to a real merchant account
| Feature | Easy Pay Direct merchant account | Aggregator-style processor |
|---|---|---|
| Merchant identity | Your own dedicated merchant account | Shared MID with thousands of other merchants |
| Risk review | Dedicated underwriter who knows your business | Automated risk flags, no human review |
| Bank relationships | Banking network with transaction routing | One bank. One point of failure. |
| Funding stability | Stable funding with a merchant success executive | Funds held on any risk signal |
| Support | Direct phone line to your account team | Ticket-based support |
Trusted by businesses you already know
Frank Kern
Dean Graziosi
Amy Porterfield
Perry Belcher
Ryan Deiss
Hal Elrod
Roland Frasier
Cole Gordon
Frequently asked questions
Why do you only work with businesses processing $50,000 or more per month?
How fast is approval?
What does interchange-plus pricing mean?
What is transaction routing?
Do you support high-risk verticals?
What integrations do you support?
What happens after I fill out the form?
Recognized and rated across the industry
Get Started
Tell us about your business. We will underwrite your account and get back to you within one business day.
Your information will not be sold or distributed.