Dedicated wholesale credit card processing for B2B and wholesale businesses. Real underwriting, stable merchant accounts, 500+ integrations, and fast approval with real underwriting, 1-4 business days on clean files.
13+ years, 100,000+ businesses, $12B+ processed, 500+ integrations
Dedicated account manager for wholesale volume
About 7 minutes · No obligation · Real underwriter quote
9:30
L
Lewis Adkins
Sale at 06:16 PM
$1,345.00
K
Kelly Sims
Refund at 08:23 PM
$12.00
L
Lucy Horton
Sale at 11:10 PM
$5,737.00
L
Lewis Adkins
Sale at 03:34 PM
$1,345.00
Dashboard
Orders
Easy Charge
Customers
Other
Multi-Bank Routing
Chargeback Alerts
Approval Time: 24-48h
Trusted by wholesale operators and 100,000+ businesses
A selection of 100,000+ businesses we support all with dedicated merchant accounts, including high-risk categories like wholesale distributors and B2B suppliers.
100K+ Businesses
$12B+ Processed
13+ Years
500+ Integrations
Built for wholesale credit card processing, done right
B2B distributors, suppliers, and bulk sellers run on dedicated MIDs with real underwriting that knows wholesale order patterns.
Get StartedBuilt for wholesale and B2B
Wholesale credit card processing underwritten for distributors, B2B suppliers, and bulk sellers.
Stable, dedicated merchant accounts
Your own MID, not a shared pool that freezes when another merchant in the aggregator mis-steps.
500+ integrations
Connect your B2B checkout, ERP, CRM, and invoicing tools. Wholesale payment gateway available.
High-volume processing ready
Real underwriting means large B2B orders and bulk wholesale transactions process without issues.
B2B and wholesale merchants we approve:
Level 2 and Level 3 data setup cuts interchange on B2B volume. We will benchmark your rate before switching.
Generic aggregators flag wholesale-volume orders as unusual activity. A dedicated MID with real underwriting and B2B-aware account management is the stable structure.
| Feature | Easy Pay Direct dedicated account | Payment Facilitator / PayFac     |
|---|---|---|
| Underwriting | Real underwriting for your wholesale business model | Boilerplate TOS with no industry-specific review |
| Account stability | Dedicated MID, stable long-term for B2B volume | Shared pool, frozen after one flag |
| High-volume fit | Underwritten for large wholesale orders and bulk transactions | Generic limits with no wholesale-specific review |
| Chargeback support | Proactive alerts and mitigation built into your account | Reactive only; dispute after the fact |
| Integrations | 500+ including ERP, CRM, and invoicing tools | Generic checkout only |
| Support | Dedicated account manager, single point of contact | Support ticket queue |
For wholesale and B2B operators, the right processor is the one that underwrites your volume, average ticket, and order patterns from day one.
We structure approvals around your business model to ensure long-term payment stability.
Apply
Submit your business details.
Verify
Upload supporting documents
Underwriting
Our bank relationships, your advantage
Go Live
Start processing with confidence Plus continued optimization and support
Simple, Transparent Pricing You Can Trust
Clear pricing and honest terms, so you always know what to expect.
Online Card Rate
2.69% + $0.36
per transaction
Setup Fee
$99
waived if documents are submitted within 24 hours
Monthly Fee
Typically $25
varies by business type and volume
Custom interchange-plus pricing is available for higher-volume merchants. Every account includes chargeback tools, decline recovery, and access to 30+ banking partners.
No obligation, fast approval, real support
Get More Transactions Approved
Payments Success Rate
0
%
+24%
Success
2,981
Failure
171
Top 5 Failure Reasons
Insufficient funds
Issuer declined
3D secure failed
Timeout
Card expired
Operators like Frank Kern, Dean Graziosi, Amy Porterfield, Perry Belcher, Ryan Deiss, Hal Elrod, and Roland Frasier have processed with Easy Pay Direct, among 100,000+ businesses.
TK
Timothy Krulia
3 reviews
"We've worked with Easy Pay Direct for years. They have helped secure merchant accounts that pair well with our client's needs, and have excellent customer service supporting these accounts. I highly recommend Easy Pay Direct as a trusted merchant provider."
JM
Jim Morales
3 reviews
"EPD are rockstars at E-Commerce merchant processing service. We've been very happy since switching to them and they're always reliable, fast to respond and act with an ownership mindset. Valued partners we hope to grow with in the future!!!"
J
Jesse
Trustpilot review
"All the right stuff. Great company. Flawless communication. They integrated with my shopping cart and did all the work for me. I can text or call them anytime and get a response almost immediately. Ease, competence, and the results I sought. I highly recommend!"
Answers to the most common questions about wholesale credit card processing, B2B merchant accounts, and high-volume payment processing.
What is wholesale credit card processing?
How does wholesale credit card processing work on Easy Pay Direct?
Why do wholesale businesses need a specialized credit card processor?
What do I need to get started with wholesale credit card processing?
Can I process high-volume wholesale transactions with Easy Pay Direct?
What integrations are available for wholesale payment processing?
What are the fees for wholesale credit card processing?
Does Easy Pay Direct support B2B payment processing with recurring billing?
How does Easy Pay Direct protect wholesale merchant accounts from chargebacks?
How is Easy Pay Direct different from a generic processor for wholesale businesses?
