Easy Pay Direct Gateway Error Codes - Easy Pay Direct
Easy Pay Direct Gateway Error Codes
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Are you getting an error code that has you confused?

We’ve listed the most common error codes below, for your convenience.

We’re here to make things easier.



100: Transaction was Approved


200:Transaction was Declined by Processor

201:Do not Honor

202:Insufficient Funds

203:Over Limit

204:Transaction not allowed

220:Incorrect Payment Data

221:No Such Card Issue

222:No Card Number on file with Issuer

223:Expired Card

224:Invalid Epiration Date

225:Invalid Card Security Code

240:Call Issuer for Further Information

250:Pick Up Card

251:Lost Card

252:Stolen Card

253:Fraudulent Card

260:Declined with further Instructions Available (see response text)

261:Declined – Stop All Recurring Payments

262:Declined – Stop this Recurring Program

263:Declined – Update Cardholder Data Available

264:Declined – Retry in a few days


300:Transaction was Rejected by Gateway


400:Transaction Error Returned by Processor

410:Invalid Merchant Configuration

411:Merchant Account is Inactive

420:Communication Error

421:Communication Error with Issuer

430:Duplicate Transaction at Processor

440:Processor Format Error

441:Invalid Transaction Information

460:Processor Feature not Available

461:Unsupported Card Type

  • Wardee Harmon Wardee Harmon

    I’m so glad I found Easy Pay Direct! Customer service and merchant support are absolutely amazing and you’ve made it so easy for me to do automatic load balancing with multiple merchant accounts. I couldn’t be happier about switching to Easy Pay Direct!”

    Traditional Cooking School
    Wardee Harmon
  • Steven Poulos Steven Poulos

    The Easy Pay Direct team is great and easy to work with!”

    North Scottsdale Family Dentistry
    Steven Poulos
  • Mike Wreggit Mike Wreggit

    I’m very happy with the service I’ve received with Easy Pay Direct. They’ve been great. I presented them with the challenge of getting my merchant account set up in about a week before my first home show. They pulled it off with flying colors. They even overnighted my card slider to my hotel so I had it at the show. I sold a commission from the show and I was able to run the charge without a hitch. Ted was a great help throughout. I highly recommend Easy Pay Direct.”

    Mike Wreggit
  • Isabelle Mercier-Turcotte Isabelle Mercier-Turcotte

    THANK YOU, THANK YOU, Easy Pay Direct! I didn’t know how difficult it was to set up a merchant account, and you guys have made that process so easy for us. I call you the lightning bolt in Customer Service because you are so fast! You have been a pleasure to work with.”

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    Isabelle Mercier-Turcotte
  • Lucy Whittington Lucy Whittington

    I tried Easy Pay Direct and have received such a high level of attention. I needed a ‘real person’, so I called and spoke to Gordon who has been amazing. I now have a merchant account and payment gateway. Easy! I’ll be recommending you to all my clients too.”

    Lucy Whittington
  • Peter Conti Peter Conti

    Easy Pay Direct simplified the application process and was able to get us connected with three or four different merchant accounts all within a matter of just a few short weeks. I would highly recommend Easy Pay Direct for anyone who’s looking for a merchant account provider!”

    Mentor Financial Group
    Peter Conti
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