In partnership with MobyCap
Scale faster with Easy Pay Direct
Easy Pay Direct partnered with MobyCap to provide safe, stable payment processing for your business. With hands-on support and growth-ready technology, our team stays involved for the life of your account to help you optimize and scale with confidence.
Underwritten upfront to reduce holds and shutdowns
Dedicated in-house support by chat, call, email, and text
No obligation. Fast application. Real support.
Raving fans
Growing businesses trust Easy Pay Direct to keep their payments online.
Why work with Easy Pay Direct?
We thoroughly underwrite your business upfront, reducing risk, holds, and shutdowns, so your payments stay online.
Smart gateway
Routes your volume across multiple merchant accounts for stability, with thorough upfront underwriting that reduces risk, holds, and shutdowns.
Easy application
A fast, easy online application built for every risk level, with no endless paperwork to start accepting payments.
Dedicated support
An in-house, US-based support team when you need them. Chat, call, email, or text real people who understand high-risk processing.
Bank network
30+ bank partners for fast approvals and long-term account health, so your business stays processing for the long run.
A one-stop shop for all things payments
Online gateway plus merchant account provider for the US and Canada.
Transaction routing
Spread volume across accounts so no single bank is a point of failure.
Decline recovery
Recapture revenue from soft declines instead of losing the sale.
Chargeback mitigation
Tools that fight disputes on your behalf and protect your accounts.
500+ integrations
Connect the carts, CRMs, and tools your stack already runs on.
Automatic card updater
Keep recurring payments alive when a customer's card is reissued.
Fraud prevention
Layered screening that blocks bad transactions before they post.
Mobile payments
Take payments on the go, wherever your business happens.
Hosted checkout
A secure, ready-made checkout so you can collect payments fast.
The trusted choice for payment processing
Two decades of high-risk experience behind every merchant account.
Why accounts get shut down
The difference between an instant approval and a payment solution built to last.
Success still reads as risk
Even successful businesses are considered higher risk by banks and processors.
Payfacs skip upfront underwriting
Stripe and PayPal may approve you instantly, but they do not underwrite your business upfront.
One red flag can freeze funds
Without underwriting, a single red flag in your business or industry can lead to frozen funds or sudden account closure.
Easy Pay Direct underwrites first
Easy Pay Direct underwrites your business upfront and pairs you with a back-end bank designed to support your business model.
Built for long-term stability
Combined with white-glove, lifetime support, you get a payment solution built for long-term stability.
Get the fastest, safe way to accept payments
Easy Pay Direct + MobyCap: stable payment processing, multi-account stability, and a team that stays with you for the life of your account.
Apply for payment processing
Fill out the form and a specialist will follow up to confirm fit and walk you through underwriting and onboarding. No obligation.
Secure · No obligation · Real human follow-up