Merchant accounts for courses, info products, and seminars
Millions of merchant accounts were closed last year by aggregator payment processors. We underwrite your business up front so you can accept payments online without waking up to a frozen account.
Accounts underwritten for the info products vertical, not shared risk pools
500+ shopping cart and funnel integrations
About 7 minutes · No obligation · Real underwriter review
9:30
E
Emma Gardner
11:16 PM
$567.00
E
Emma Gardner
09:16 PM
$567.00
T
Tracy Fernandez
07:16 PM
$219.00
C
Carol Vaughn
12:16 PM
$100.00
J
Jason Bradley
10:34 PM
$1,434.90
V
Velma Guerra
12:38 PM
$342.10
Dashboard
Orders
Easy Charge
Customers
Other
Multi-Bank Routing
Chargeback Alerts
Approval Time: 24-48h
TRUSTED BY ECOMMERCE BRANDS AND CREATORS
A selection of 100,000+ businesses we support all with dedicated merchant accounts, including e-commerce.
100K+ Businesses
$12B+ Processed
20+ Years
500+ Integrations
How Easy Pay Direct is different
We underwrite every account before it goes live. Our specialists learn your business model, your marketing funnel, and your product mix, then match you to a back-end bank that already works with your vertical. Underwriting up front is why our client accounts stay open.
Get StartedTransaction Routing
Route transactions across multiple accounts automatically. If one account has an issue, the others keep processing.
Chargeback mitigation
Chargeback alerts, dispute workflow, and monitoring to keep ratios low.
Recurring billing
Built-in subscription billing with multiple payment options.
500+ integrations
Shopping carts, funnels, CRMs, and course platforms. If we do not integrate with something, our in-house team can build it.
We underwrite and support both standard and specialty ecommerce:
Don’t see your vertical? Tell us about your business — we support almost all verticals including "high risk" businesses
Aggregators run millions of merchants through one master account and set you up in minutes because they never underwrite your business. That is exactly why they can shut you down in minutes too.
| Feature | Dedicated Merchant Account (Easy Pay Direct) | PayFac     |
|---|---|---|
| Account type | Dedicated MID, your business's name on file | Shared account with thousands of others |
| Getting shut down | Rare. Real underwriting means fewer surprises | Frozen funds and account terminations are common |
| Volume caps | Process what your business needs | Hit a ceiling, get flagged, get held |
| Chargeback support | Human team fights disputes with you | You're on your own |
| Integrations | 500+ integrations, we work with your stack | Locked into their platform |
| Approval | Real underwriting in 1-4 business days | Approved, then account reviewed later. Causing holds or shutdowns |
| Account manager | Dedicated human who knows your business | Support ticket queue |
| When things break | Text your account manager | Wait for chat, hope for a response |
The cheapest processor is the one that doesn't shut you down. If your account froze tomorrow, could you make payroll? That's the real cost of picking on rate alone.
And that "low rate" a PayFac advertises? It's never what you actually pay.
We structure approvals around your business model to ensure long-term payment stability.
Apply
Submit your business details.
Verify
Upload supporting documents
Underwriting
Our bank relationships, your advantage
Go Live
Start processing with confidence Plus continued optimization and support
Simple, Transparent Pricing You Can Trust
Clear pricing and honest terms, so you always know what to expect.
Online Card Rate
2.69% + $0.36
per transaction
Setup Fee
$99
waived if documents are submitted within 24 hours
Monthly Fee
Typically $25
varies by business type and volume
Custom pricing is available for higher-volume merchants. Every account includes chargeback tools, decline recovery, and access to 30+ banking partners.
No obligation, fast approval, real support
Get More Transactions Approved
Payments Success Rate
0
%
+24%
Success
2,981
Failure
171
Top 5 Failure Reasons
Insufficient funds
Issuer declined
3D secure failed
Timeout
Card expired
Join 100,000+ small businesses that trust Easy Pay Direct for stable, scalable payment processing.
TK
Timothy Krulia
3 reviews
"We've worked with Easy Pay Direct for years. They have helped secure merchant accounts that pair well with our client's needs, and have excellent customer service supporting these accounts. I highly recommend Easy Pay Direct as a trusted merchant provider."
JM
Jim Morales
3 reviews
"EPD are rockstars at E-Commerce merchant processing service. We've been very happy since switching to them and they're always reliable, fast to respond and act with an ownership mindset. Valued partners we hope to grow with in the future!!!"
Plain answers to the questions we get most from ecommerce owners.
Why do aggregator payment processors close course creator accounts?
What is Transaction Routing and how does it protect my revenue?
Can I get a merchant account for a high-ticket course or coaching program?
How long does it take to get a merchant account for a course business?
Do you integrate with the course platforms and funnels I already use?
What if my current processor already froze my funds?
What does a dedicated point of contact actually mean?
Tell us about your business and one of our specialists will get back to you.
Secure · PCI Compliant · No Hidden Fees
