Understanding Credit Card Processing Rates With Easy Pay Direct

When you sign up for a merchant account, especially one from a processor that auto approves accounts, also known as a PayFac (such as Stripe, Square, Adyen)…

It is almost always the case that you are paying MUCH more than you think.

The image to the right (or below on mobile) is a rate comparison with a client who came to us from Stripe.

While Stripe claims they are giving merchants a 2.9% + .30, it is usually much higher.

In the case of the business owner pictured, after all the fees, they were actually paying 4.54%.

This true rate, is known as the effective rate, and is often hidden to business owners.

We were able to save them over $75,000 in processing fees.

Part of how we do this is by Underwriting your business and doing a deep dive to see where we can save for you.

We will also analyze your declines and help you approve more transactions, which will add more revenue to your business.

For a quick breakdown of the Easy Pay Direct standard rates, see below. 

Reliable Merchant Accounts:

It’s important to remember that getting the fastest, safe way to process payments trumps the best rate 100% of the time.

And with Easy Pay Direct… You can have both. We’ll even do a rate analysis for you when you sign up, free of charge.

Get started today below.