Credit card terminals for retail businesses

Q: Do I need a credit card terminal if I have a POS system?

Usually you need a PIN pad that pairs with your POS, not a standalone terminal. The POS handles inventory, tickets, and receipts. The PIN pad captures the card. Common pairings include the PAX SP30, PAX S300, Dejavoo Z6, Dejavoo QD5, and Valor VP300.

Q: What is the difference between a countertop terminal and a handheld terminal?

A countertop terminal stays plugged in at a fixed location and connects by Ethernet, Wi-Fi, or dial. A handheld terminal runs on battery and Wi-Fi or 4G, so you can take it to the customer instead of bringing the customer to the counter. Restaurants doing tableside, mobile service businesses, food trucks, and pop-ups need handhelds.

Q: Are all your terminals EMV compliant and NFC enabled?

Yes. Every terminal Easy Pay Direct offers is EMV compliant for chip cards and NFC enabled for tap to pay, including Apple Pay and Google Pay.

Q: Can I use the terminal I already have?

Probably yes. We can reprogram most PAX, Dejavoo, Valor, AMP, CardFlight, Verifone, and Ingenico terminals over the phone to run on the Easy Pay Direct gateway. Send us the model number and we'll confirm compatibility.

Q: What is the difference between a PAX A920 and a PAX A920 PRO?

The A920 PRO is the current-generation A920 with a faster processor, longer battery, and a better screen. For new deployments we recommend the PRO unless budget is the deciding factor.

Q: Do you offer 4G terminals?

Yes. The PAX A920 PRO, Dejavoo QD2, and Dejavoo QD4 are the current 4G or Wi-Fi/4G handhelds in our lineup. 4G is the right call for mobile merchants and anywhere internet reliability is a question.

Q: Can one terminal serve multiple businesses?

Yes. All Easy Pay Direct terminals are multi-merchant capable, so a single terminal can be programmed to take payments for more than one business or location. This matters for owners running multiple brands out of the same counter.

Q: Do you offer free terminal placement?

We don't have an active free terminal placement program. We sell terminals at our cost so you own the hardware, which gives you more flexibility and saves money long term.

Q: Can I take credit cards on my phone instead of a terminal?

Yes. The CardFlight B250 is a Bluetooth reader that pairs with a phone or tablet and takes EMV chip, swipe, and tap. It's the right choice for service businesses and merchants who only take a handful of transactions a day.

Q: How long does it take to get a terminal up and running?

Most terminals ship within 1 to 2 business days of order, programmed and tested for your specific gateway and merchant account. Plug it in, connect it to Wi-Fi or Ethernet, and start processing.

PAX, Dejavoo, Valor, CardFlight, and AMP. Countertop, handheld, Wi-Fi, 4G, and PIN pads that integrate with your POS. Pick the right hardware for how you actually take payments and we'll get it programmed and shipped.

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How to choose the right credit card terminal

Most merchants over-buy or under-buy because they pick a terminal by price first instead of by how their business actually runs. Three questions get you to the right hardware fast:

1. Where do you take the card? A fixed checkout counter wants a countertop terminal or a PIN pad attached to your POS. A roaming team, a pop-up, a restaurant doing tableside, or a service business at the customer’s location wants a handheld terminal with 4G or Wi-Fi. A single owner doing 10 transactions a day might be best served by a mobile reader on a phone.

2. Do you have an existing POS system? If yes, you usually want a PIN pad that pairs with the POS (PAX SP30, Dejavoo Z6, Valor VP300) rather than a standalone terminal. The POS keeps doing the inventory, ticket, and receipt work. The PIN pad just captures the card.

3. What's your connectivity? Wi-Fi only is fine for a fixed location with reliable internet. 4G or Wi-Fi/4G combo is critical for mobile merchants, food trucks, outdoor venues, and any merchant who can't afford downtime when the internet hiccups.

Easy Pay Direct terminal catalog

Every terminal we offer is EMV-compliant, supports tap to pay (NFC) for Apple Pay and Google Pay, and integrates with the Easy Pay Direct gateway. Pricing varies by model. Talk to a Specialist for current pricing on any terminal below.

PAX

PAX A35

PIN pad designed to pair with a POS system. Touchscreen, EMV, NFC, end-to-end encryption. A modern replacement for older PAX PIN pads. Good fit for retailers running an existing POS who want updated hardware on the payment side.

PAX A80

Countertop terminal with a small footprint. Wi-Fi, Ethernet, dial backup. EMV, NFC, contactless. The workhorse standalone terminal for retailers who don't have a POS and just need to take cards.

PAX A920

Android-powered handheld terminal with a full color touchscreen. Wi-Fi and 4G. Built-in printer. Tap, dip, swipe, and contactless. The right pick for mobile merchants, restaurants doing tableside, and any retailer who wants the terminal to leave the counter.

PAX A920 PRO

The current-generation A920. Faster processor, longer battery, better screen. Same form factor and feature set as the A920 with more headroom for apps and updates. Recommended over the A920 for new deployments unless budget is the deciding factor.

PAX SP30 (PIN Pad)

Compact monochrome PIN pad. Pairs with a POS or computer. EMV, NFC, contactless. Best for low-counter-space environments where the POS does the work and the PIN pad just needs to capture the card.

PAX S300

External PIN pad that pairs with a POS system. Larger screen than the SP30. EMV, NFC, signature capture. A common choice for retailers running mid-tier POS software who want a proven PIN pad attached.

Dejavoo

Dejavoo Z6 (PIN Pad)

Compact PIN pad with 256 MB memory. Pairs with a POS. EMV, NFC, contactless. Reliable, low-footprint option for retailers running an existing POS.

Dejavoo Z8

Countertop terminal with Wi-Fi. EMV, NFC, contactless. A go-to standalone terminal for small retailers who want simple, fast, and proven hardware without a POS dependency.

Dejavoo Z11

Larger countertop terminal with Wi-Fi. Color touchscreen, EMV, NFC. The upgrade from the Z8 for retailers who want a bigger screen and more terminal apps.

Dejavoo QD2 (4G/Wi-Fi)

Premium handheld with 4G and Wi-Fi. Full color touchscreen, built-in printer, long battery. Built for restaurants, mobile services, and merchants who need a terminal that doesn't depend on the venue's Wi-Fi.

Dejavoo QD4

Mid-range handheld. Wi-Fi, EMV, NFC, contactless. A lighter-weight option than the QD2 when 4G isn't required.

Dejavoo QD5 (PIN Pad)

PIN pad sibling in the QD line. Pairs with a POS. EMV, NFC, contactless. Good fit for higher-volume retailers who want the QD line's reliability on the PIN pad side.

Valor

Valor VP100

Compact countertop terminal. Wi-Fi, EMV, NFC. The budget-friendly standalone terminal in the Valor line.

Valor VP300 (PIN Pad)

PIN pad that pairs with a POS. EMV, NFC, contactless. Common choice for retailers running Valor-compatible POS software.

Valor VP500

Full-featured countertop terminal. Larger screen, Wi-Fi, EMV, NFC. The upgrade pick in the Valor line for retailers who want more capability than the VP100.

CardFlight

CardFlight B250

Bluetooth mobile reader that pairs with a phone or tablet. EMV, NFC, tap and chip. Built for merchants who want to take cards on a mobile device without committing to a full terminal.

CardFlight B250 Charging Stand

Optional accessory for the B250. Keeps the reader charged at the counter when it's not in mobile use.

AMP

AMP 8200

Compact countertop terminal. EMV, NFC, contactless. Reliable alternative to the equivalent PAX and Dejavoo models for retailers who prefer the AMP line.

Wi-Fi vs 4G: which connectivity do you need

Wi-Fi only is fine if you have a fixed location with reliable internet, no need to take the terminal off-site, and a backup plan (cash, manual entry) if the internet goes down for 30 minutes.

Wi-Fi plus 4G is the right choice if you take payments away from a fixed router, if your internet is unreliable, if you do tableside or curbside, if you sell at outdoor events or pop-ups, or if downtime costs you real money. The 4G adds a monthly data line but it’s the difference between "we’re closed until the internet comes back" and "we’re still processing."

The PAX A920 PRO, Dejavoo QD2, and Dejavoo QD4 are the current top picks for 4G or Wi-Fi/4G handhelds. The PAX A80, Dejavoo Z8, and Valor VP100 are the proven Wi-Fi countertop picks.

What every Easy Pay Direct terminal includes

EMV chip card compliance so liability for chip-card fraud stays where it should
Tap to pay (NFC) for Apple Pay, Google Pay, and contactless cards
End-to-end encryption so card data never sits in your business unencrypted
Easy Pay Direct gateway integration so every transaction reports to one dashboard
Multi-merchant capable so one terminal can serve more than one business or location
Gift card and loyalty ready for retailers running gift programs
Programmed and tested before it ships so it works the day it arrives

Already have a terminal? We can reprogram it.

If you already own a terminal you like, we can usually reprogram it to run on the Easy Pay Direct gateway. We do this over the phone, so the terminal stays at your counter and your business keeps running.

Compatible terminals include the full PAX, Dejavoo, Valor, AMP, and CardFlight lines, as well as most Verifone and Ingenico models still in active use. If you're not sure whether your specific terminal is compatible, talk to a Specialist and we'll check the model number and let you know in one call.

Want a full tablet POS instead?

If a terminal isn't enough and you need full POS software, inventory, employee logins, integrated loyalty, multi-location reporting, we work with tablet POS systems too. Tell us what you sell and how your team works and we'll point you to the right system rather than overselling you on hardware you don't need.

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How much does a credit card terminal cost?

Terminal pricing varies by model, vendor, and features. A basic PIN pad starts well under a full handheld 4G terminal, and high-end Android handhelds cost the most. We sell terminals at our cost rather than marking them up like most processors. The right way to know what you'll pay is to tell us how you take payments and we'll match you to the right terminal and quote the actual price.

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Credit card terminal FAQ

Do I need a credit card terminal if I have a POS system?

What is the difference between a countertop terminal and a handheld terminal?

Are all your terminals EMV compliant and NFC enabled?

Can I use the terminal I already have?

What is the difference between a PAX A920 and a PAX A920 PRO?

Do you offer 4G terminals?

Can one terminal serve multiple businesses?

Do you offer free terminal placement?

Can I take credit cards on my phone instead of a terminal?

How long does it take to get a terminal up and running?

Ready to set up the right terminal for your business?

Tell us how you take payments and we'll match you to the right hardware. New terminal or reprogramming what you already have, either way we get you running fast.

Get Started Talk to a Specialist

Get started with Easy Pay Direct

Tell us about your business and a specialist will follow up within one business day.

No obligation. A Certified Payment Specialist will follow up within one business day.