Chargebacks & Dispute Risk
What chargebacks are, how they affect merchant accounts, network monitoring thresholds, and how to prevent disputes.
Chargeback Risk and Prevention
A Chargeback ratio measures disputes relative to your transaction volume (the exact calculation can vary by card network program). A “healthy” Chargeback…
Read the full articleHow do Chargebacks Affect Merchant Accounts?
Chargebacks occur when a customer disputes a card transaction through their issuing bank. Chargebacks can affect a Merchant Account because they increase…
Read the full articleWhat are Chargebacks, and Why Do They Happen?
A chargeback occurs when a customer disputes a card transaction through their issuing bank instead of seeking a refund directly from the business. The bank…
Read the full articleWhat Chargeback Thresholds do Card Networks Monitor?
Card networks watch dispute patterns, not one-off chargebacks. The most common rule of thumb is to keep your chargeback ratio under ~1%, because once you…
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