Pricing & Fees
How merchant account pricing models work, what affects processing rates, and interchange, tiered, and level II/III pricing.
How do Merchant Account Pricing Models Work?
Merchant Account pricing models explain how your processing costs are calculated and billed for card transactions. In most cases, pricing includes:
Read the full articleMerchant Account Fees
Fees for a Merchant Account typically fall into three buckets: one-time setup fees, monthly fees, and per-transaction processing fees. The exact fees and…
Read the full articleWhat Affects Credit Card Processing Rates?
Credit card processing rates are influenced by multiple factors, including card type, transaction method, business model, industry risk classification,…
Read the full articleWhat is Interchange Pricing, and How Does it Work?
Interchange pricing refers to fees set by card networks that are paid to the issuing bank for each transaction. These fees vary based on card type,…
Read the full articleWhat is Level II and Level III Data Pricing in Card Processing?
Level II and Level III data pricing refers to commercial card transactions (often B2B or B2G) where you submit additional purchase details along with the…
Read the full articleWhat Is Tiered Pricing in a Merchant Account?
Tiered pricing is a merchant account pricing model that groups credit and debit card transactions into pricing categories, or “tiers,” each with a different…
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