Checks/ACH Direct Debit | Easy Pay Direct
Checks/ACH Direct Debit
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Faster than Cashing Checks

tick-blue Making a run to the bank? Not anymore. Deposit funds from anywhere immediately.


Easily Deduct Funds from Checking Account

tick-blue Automatically deduct funds from your clients checking accounts


Less Expensive than Paper Checks

tick-blue On average, businesses spend $1.22 to cash each paper check (source). Pay $0.65 with EPD.

Safer than Using Paper Checks

tick-blue With ACH transfers, you don’t have to worry about storing your checks.

tick-blue Everything is hosted and stored securely in the Easy Pay Direct system.


ACH Merchant Account Lets You…

tick-blue Debit your customers bank accounts with a click

tick-blue Increase on-time payments with ACH recurring billng

tick-blue Eliminate bank trips


Questions? A live ACH Merchant account specialist can help you figure out the best solution for your business. Call us at 800.805.4949

On average It costs a small business $1.22 to cash a paper check (from With Easy Pay Direct you only pay $0.65 per transaction. In addition to being less expensive than using paper checks, they offer ease, speed and convenience for both your clients and your own business.

ACH (which stands for Automated Clearing House) is a nationwide system that transfers electronic funds. The ACH system is a network of institutions that have connected to allow electronic funds transfers to happen. It is the same safe, reliable system that the US Federal Reserve uses. The ACH system has become a staple for both business to business and business to consumer transactions.


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Easily Deduct Funds From Checking Accounts
Setting up an ACH merchant account will make life easier for everyone. ACH processing is much more convenient for both businesses and consumers. Sitting down to write out checks at the end of each month is no one’s idea of a good time. From a phone call, email or a pre authorization you can directly deduct funds from your customer’s bank account. Best of all, you don’t need a separate ACH payment gateway to run ACH transactions – it’s built right in to the EPD system.

Less Expensive Than Paper Checks
The ACH process is faster and easier than cashing a paper check – but it’s pretty amazing that it can be less expensive as well. With an ACH rate of only 65 CENTS, running an ACH payment costs less than cashing a check. Just consider the amount of working hours required to actually cash your checks every month, quarter and year. Now add to that how many less mistakes are made when you take a human out of the equation and rely on the ach network.

With EPD you can accept ACH payments without the need for expensive ACH software, independent ACH processors or separate electronic ACH merchant accounts. Easy Pay Direct likes to handle everything for you. One Easy Gateway. One 800 number. Any Questions? Call 800 805 4949 and we’ll give you any details you need about and ecommerce ach merchant account. Oh yeah, did we mention we have the best ACH rates in the industry? Just 65 cents.

Faster Than Cashing Checks
Online ACH processing doesn’t involve going to the bank. It doesn’t involve waiting in line and it doesn’t involve waiting for a check in the mail. ACH payments also take less of your employee’s time. The Easy Pay Direct system makes is easy to organize your payments. Forget about keeping a stack of checks and making duplicate entries. Enter the account information, the amount you want deposited into your back account and click enter. Done. Fast, easy, cheap ACH processing.

Safer than using paper checks
ACH processors are all part of a very secure network. You don’t run the risk of losing an ACH payment, tearing it, or having it be difficult to read. You also don’t run the risk of someone stealing an ACH payment. Why? Because ACH transactions are electronic. The security standards in place for the Easy Pay Direct gateway are second to none. Learn more about ACH merchant account security by clicking the link.

What is ACH?
ACH stands for Automatic Clearing House (or Automated Clearing House). An ACH transfer is basically a cheap money transfer. It is a way to move money from one bank account to another without the use of a paper check.

  • Wardee Harmon Wardee Harmon

    I’m so glad I found Easy Pay Direct! Customer service and merchant support are absolutely amazing and you’ve made it so easy for me to do automatic load balancing with multiple merchant accounts. I couldn’t be happier about switching to Easy Pay Direct!”

    Traditional Cooking School
    Wardee Harmon
  • Steven Poulos Steven Poulos

    The Easy Pay Direct team is great and easy to work with!”

    North Scottsdale Family Dentistry
    Steven Poulos
  • Mike Wreggit Mike Wreggit

    I’m very happy with the service I’ve received with Easy Pay Direct. They’ve been great. I presented them with the challenge of getting my merchant account set up in about a week before my first home show. They pulled it off with flying colors. They even overnighted my card slider to my hotel so I had it at the show. I sold a commission from the show and I was able to run the charge without a hitch. Ted was a great help throughout. I highly recommend Easy Pay Direct.”
    Mike Wreggit
  • Isabelle Mercier-Turcotte Isabelle Mercier-Turcotte

    THANK YOU, THANK YOU, Easy Pay Direct! I didn’t know how difficult it was to set up a merchant account, and you guys have made that process so easy for us. I call you the lightning bolt in Customer Service because you are so fast! You have been a pleasure to work with.”

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    Isabelle Mercier-Turcotte
  • Lucy Whittington Lucy Whittington

    I tried Easy Pay Direct and have received such a high level of attention. I needed a ‘real person’, so I called and spoke to Gordon who has been amazing. I now have a merchant account and payment gateway. Easy! I’ll be recommending you to all my clients too.”
    Lucy Whittington
  • Peter Conti Peter Conti

    Easy Pay Direct simplified the application process and was able to get us connected with three or four different merchant accounts all within a matter of just a few short weeks. I would highly recommend Easy Pay Direct for anyone who’s looking for a merchant account provider!”

    Mentor Financial Group
    Peter Conti
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