Do I need a Gateway if I Already have a Processor?

In most online or card-not-present scenarios, a payment gateway is still required. The processor handles settlement and interaction with the card networks and banks, while the gateway securely connects your checkout experience to that processor and manages the transaction flow.

Some all-in-one platforms (such as PayFacs) bundle gateway functionality into their offering. Businesses seeking greater flexibility, advanced controls, or the ability to work with multiple processors often use a dedicated gateway alongside their processor.