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  • View All Industries Here →
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Help Center
  • Getting Started
    • How Easy Pay Direct Works
    • Onboarding
    • Who We Work With
    • What Makes Us Different
  • Merchant Accounts & Payment Processing
      • What is a merchant account?
      • What is a merchant service provider?
      • What is the difference between a merchant account, a payment processor, and a gateway?
      • What is the difference between a PayFac and a true merchant account?
      • Why do payment processors sometimes shut down accounts?
      • How does payment processing work?
      • What is underwriting in payment processing?
      • Why do merchant accounts get declined during underwriting?
      • What documents are required underwriting?
      • Why do I need to submit documents for a merchant account?
      • What is a payment gateway?
      • Do I need a gateway if I already have a processor?
      • Learn more about Easy Pay Direct Gateway
      • What does “high-risk” mean?
      • How do high-risk merchant accounts differ from standard accounts?
      • Which industries are considered high risk?
      • What influences high-risk approval decisions?
      • What ongoing monitoring or compliance is required?
      • How do merchant account pricing models work?
      • What affects processing rates?
      • What is interchange pricing?
      • What is Level II and Level III data pricing?
      • Merchant Account Fees Explained
      • Tiered Pricing
      • What is a rolling reserve?
      • Why do merchant accounts require reserves?
      • What is the difference between a reserve and an account hold?
      • How long do reserves last?
      • What influences reserve requirements?
      • What steps help reduce the risk of holds or reserves?
      • How long do merchant account deposits take?
      • Why are merchant deposits delayed?
      • Funding and Settlement Explained
      • What payment methods can merchant accounts accept?
      • How does recurring billing work?
      • Learn more about accepted payment types
      • What are chargebacks?
      • How do chargebacks affect merchant accounts?
      • What chargeback thresholds do card networks monitor?
      • What influences chargeback ratios?
      • What best practices help prevent chargebacks?
      • What fraud prevention tools are used in payment processing?
      • What happens if a merchant experiences a fraud attack?
      • View all fraud and risk management tools
      • What is PCI compliance?
      • What are KYC and KYB requirements?
      • Learn more about compliance requirements for merchants
      • Why do credit card transactions decline?
      • What is the difference between issuer bank declines and processor declines?
      • What causes AVS or CVV mismatches?
      • What is the difference between soft and hard declines?
      • How can merchants troubleshoot high decline rates?
      • What steps can improve authorization rates?
      • What are processing limits?
      • How to increase processing volume?
      • What triggers volume or ticket limits?
      • How are limit increases evaluated?
      • How to scale while maintaining account stability?
      • What considerations apply to high-volume processing?
  • Support Docs
      • First-Time Gateway Login
      • Logging Into the Gateway
      • Welcome Email Troubleshooting
      • Running a Sale Transaction
      • Card-Present Swipe Transaction
      • Authorize and Capture Transactions
      • Failed Sale Transactions
      • Voiding or Refunding Transactions
      • Accepting International Payments
      • Apple Pay Transactions
      • QuickClick Transactions
      • How to do a Batch Upload
      • Settlement Schedule Settings
      • Electronic Invoicing Setup
      • Recurring Billing Setup
      • Customer Vault Overview
      • Fraud Prevention Overview
      • AVS and CVV Code Reference
      • Card ID Verification Settings
      • Address Verification Settings
      • IP Restriction Settings
      • Security Keys Settings
      • Test Mode Settings
      • Transaction Routing Overview
      • Advanced Transaction Routing
      • Merchant Defined Fields
      • Surcharging Settings
      • Running Reports in the Gateway
      • Report Configuration Settings
      • Searching Transactions
      • QuickBooks SyncPay Integration
      • How do I print a receipt?
      • Integration Portal Overview
      • Authorize.net Shopify Plugin
      • API Configuration Settings
      • Shopify Integration
      • ClickFunnels Integration
      • Funnelish Integration
      • ID TECH VP3350
      • Go High Level Integration
      • Kajabi Integration
      • User Account Settings
      • Account Information Settings
      • License Manager Settings
      • How to Update a Bank Account
      • Look and Feel Settings
      • What is a VAR Sheet
      • Industry Terms
      • 24 Hour Funding
      • Lookup Your Company By State
      • Gateway Service Status Update
      • NACHA SEC code
Help Center
  • Getting Started
    • How Easy Pay Direct Works
    • Onboarding
    • Who We Work With
    • What Makes Us Different
  • Merchant Accounts & Payment Processing
      • What is a merchant account?
      • What is a merchant service provider?
      • What is the difference between a merchant account, a payment processor, and a gateway?
      • What is the difference between a PayFac and a true merchant account?
      • Why do payment processors sometimes shut down accounts?
      • How does payment processing work?
      • What is underwriting in payment processing?
      • Why do merchant accounts get declined during underwriting?
      • What documents are required underwriting?
      • Why do I need to submit documents for a merchant account?
      • What is a payment gateway?
      • Do I need a gateway if I already have a processor?
      • Learn more about Easy Pay Direct Gateway
      • What does “high-risk” mean?
      • How do high-risk merchant accounts differ from standard accounts?
      • Which industries are considered high risk?
      • What influences high-risk approval decisions?
      • What ongoing monitoring or compliance is required?
      • How do merchant account pricing models work?
      • What affects processing rates?
      • What is interchange pricing?
      • What is Level II and Level III data pricing?
      • Merchant Account Fees Explained
      • Tiered Pricing
      • What is a rolling reserve?
      • Why do merchant accounts require reserves?
      • What is the difference between a reserve and an account hold?
      • How long do reserves last?
      • What influences reserve requirements?
      • What steps help reduce the risk of holds or reserves?
      • How long do merchant account deposits take?
      • Why are merchant deposits delayed?
      • Funding and Settlement Explained
      • What payment methods can merchant accounts accept?
      • How does recurring billing work?
      • Learn more about accepted payment types
      • What are chargebacks?
      • How do chargebacks affect merchant accounts?
      • What chargeback thresholds do card networks monitor?
      • What influences chargeback ratios?
      • What best practices help prevent chargebacks?
      • What fraud prevention tools are used in payment processing?
      • What happens if a merchant experiences a fraud attack?
      • View all fraud and risk management tools
      • What is PCI compliance?
      • What are KYC and KYB requirements?
      • Learn more about compliance requirements for merchants
      • Why do credit card transactions decline?
      • What is the difference between issuer bank declines and processor declines?
      • What causes AVS or CVV mismatches?
      • What is the difference between soft and hard declines?
      • How can merchants troubleshoot high decline rates?
      • What steps can improve authorization rates?
      • What are processing limits?
      • How to increase processing volume?
      • What triggers volume or ticket limits?
      • How are limit increases evaluated?
      • How to scale while maintaining account stability?
      • What considerations apply to high-volume processing?
  • Support Docs
      • First-Time Gateway Login
      • Logging Into the Gateway
      • Welcome Email Troubleshooting
      • Running a Sale Transaction
      • Card-Present Swipe Transaction
      • Authorize and Capture Transactions
      • Failed Sale Transactions
      • Voiding or Refunding Transactions
      • Accepting International Payments
      • Apple Pay Transactions
      • QuickClick Transactions
      • How to do a Batch Upload
      • Settlement Schedule Settings
      • Electronic Invoicing Setup
      • Recurring Billing Setup
      • Customer Vault Overview
      • Fraud Prevention Overview
      • AVS and CVV Code Reference
      • Card ID Verification Settings
      • Address Verification Settings
      • IP Restriction Settings
      • Security Keys Settings
      • Test Mode Settings
      • Transaction Routing Overview
      • Advanced Transaction Routing
      • Merchant Defined Fields
      • Surcharging Settings
      • Running Reports in the Gateway
      • Report Configuration Settings
      • Searching Transactions
      • QuickBooks SyncPay Integration
      • How do I print a receipt?
      • Integration Portal Overview
      • Shopify Integration
      • API Configuration Settings
      • User Account Settings
      • Account Information Settings
      • License Manager Settings
      • How to Update a Bank Account
      • Look and Feel Settings
      • What is a VAR Sheet
      • Industry Terms
      • 24 Hour Funding
      • Lookup Your Company By State
      • Gateway Service Status Update
      • NACHA SEC code

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