Credit Card Processing For Churches

With the onset of the Covid pandemic, many churches shifted to an online platform to maintain social distancing while still ministering to their congregations. In addition to this hurting membership, it also hurt giving. If you are in this situation, church credit card processing services can help by creating a way for your congregation to give online. By offering your congregation multiple ways to give their offerings, you can keep the doors open and the video streaming.

Working with a church merchant account provider will prevent fraud, allow congregants to set up recurring payments, and streamline their tax information. By offering digital payment, both in-person and online, you give your members the flexibility to pay as they desire with the peace of mind that they are supporting their church family.

As non-profit organizations, churches have options with Easy Pay Direct. Diversity in giving options, whether credit card, debit card, or Apple Pay, increases giving potential.

There are also options on your end. Your church can choose to add the transaction fees on to each transaction so that the total amount of each donation goes to your church.

It also pays to understand the different options when it comes to pricing models offered. Knowing how flat rate, tiered pricing, and interchange plus will work with your specific church budget can be the difference between hiring a new youth minister or looking for volunteers.

With Easy Pay Direct, the options are varied and can be tailored to provide the greatest benefit to your church and your congregation.

CREDIT CARD PROCESSING FOR CHURCHES

WHO EASY PAY DIRECT WORKS WITH

Easy Pay Direct works with all kinds of merchants, including, what the banks call, “high risk” merchants. These merchants happen to be in an industry that the banks label as high risk which means that they have a higher likelihood of chargebacks, disputes and fraud. The most common reason for this is card not present transactions which presents a higher risk of fraud. These merchants can have a particularly hard time finding a high risk merchant account because a lot of payment processors refuse to participate in high risk processing. Even if these merchants find a “high risk payment processor” they can still frequently deal with holds or freezes on their money and shut down merchant accounts. This is where Easy Pay Direct saves the day by finding them a high risk merchant account provider that wants to work with their business and providing them with all the resources to meet their high risk credit card processing needs.

WHAT EASY PAY DIRECT PROVIDES: MERCHANT ACCOUNTS

Another benefit to this is you get to avoid the nightmare that applying for merchant accounts can be. Not only do most merchant account providers do very little underwriting, but it can take many applications before you find a merchant account that is good for you. Each application that you send out hurts your chances of getting approved for the next because multiple applications make you look desperate to a provider which they perceive as high risk.

AFTER YOUR MERCHANT ACCOUNT IS SET UP

After we get you set up with your first merchant account, we recommend getting you an additional merchant account if you have over $250,000 in sales volume a year. This is to ensure stable church payment processing. Even though Easy Pay Direct takes all the precautions to prevent you from experiencing a hold, freeze or shutdown, we can never know how banks might act in the future. If they hire someone new or implement a new algorithm, your account could have action taken against it. In the event of this, if you have a second merchant account that is already up, running and processing payments, you can pivot your revenue stream to this account and avoid holds, freezes, and shut downs all together.

Now all of this may seem complicated and a lot of work, and it would be if you were doing this on your own. However, if you are working with Easy Pay Direct, we manage all of this for you making your role in all of this very easy. We even assign you your very own Certified Payment Specialist (CPS), who will monitor your merchant accounts for you, giving you one point of contact for all of your merchant processing needs.

HOW TO GET A MERCHANT ACCOUNT

The first step on your path to a new merchant account is starting the Easy Pay Direct application or if you would rather chat with someone to find out more, call us at (800) 805-4949*. We can get you set up in as little as 2 DAYS!

*Hint: This is easier cause we can fill out your application for you!

Choose the right Merchant Account for your business:

• • High Risk
  • CBD & Hemp
  • Enterprise
  • Retail
  • Mobile
  • Online Gateway

THE EASY PAY DIRECT CLIENT EXPERIENCE

At Easy Pay Direct your journey will begin with your application which we use to collect information about you and your business to match you with the right merchant account provider. From there you will be connected with your very own New Client Specialist (NCS) who will help you complete this application and will be your contact to answer all of your questions.

Once we have the necessary information and have assessed your business model, you will be classified as a Gold, Platinum or Diamond merchant based on your unique payment processing needs. After this you will be introduced to your Certified Payment Specialist (CPS) who will be your one point of contact for all of your payment processing needs. This ensures that when you call, you are talking to someone that you know and who knows you and your business. They will apply for merchant accounts on your behalf and help you set up your new merchant accounts and your online payment gateway.

After that, you will be ready to start accepting payments. Your CPS will monitor your accounts and keep in contact whenever you want to chat or if they need to alert you of something that requires your attention on top of annual merchant account reviews.