Credit Card Processing For Nonprofits

Get specialized credit card processing for your nonprofits and streamline payments while increasing donations. Enjoy fraud protection, chargeback mitigation, recurring billing, and much more, plus human customer service that is available when you need it.

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US & Canada Merchant Accounts

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2-5 Day Approval

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24-48 Hour Funding

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Guaranteed Lowest Rates*

  • US & Canada Merchant Accounts
  • 2-5 Day Approval
  • 24-48 Hour Funding
  • Guaranteed Lowest Rates*

Accept Nonprofits Payments TODAY!

RAVING FANS

If your merchant account was shut down today and you could no longer accept credit cards,

how long could you keep the doors open?

Everyday basic payment facilitators and companies like Stripe, PayPal, Square, Shopify, etc. Shut down thousands of accounts.

It’s not a matter of IF you’ll get shut down, but WHEN…

If your provider held your money for 90 days would you survive?

If they placed a 10% hold on your account, could you make payroll?

How to get payment processing for non-profit organizations? It’s time to upgrade to Easy Pay Direct.

EPD understands the challenges of businesses like ours, it’s 100% worth working with them. They will tell you how to save and make more money plus prevent shutdowns so everything runs smoothly.

Hal Elrod

Hal Elrod

Before Easy Pay Direct we had a $750k launch and $156k of that money was held. EPD has been super helpful in a bunch of different areas that none of our other processors provided. Highly recommend them.

Roland Frasier

Roland Frasier

I am a very happy client of Easy Pay Direct, working with them was very professional. Everybody was in touch with my team every step of the way and I am very happy to recommend them to everyone.

Frank Kern

Frank Kern

What Other Features Does Easy Pay Direct Offer?

  • PTransaction Routing

    Automatically route transactions across multiple merchant accounts. If one ever goes down, your others are still processing.

  • PWhite Glove Service

    You’ll have 1 point of contact that is available when you need them. No more chat-bots, no more phone trees. 

  • PDecline Recovery

    Most businesses don’t realize how much their decline % lowers revenue. We will help you keep approval rates high.

  • PChargeback Mitigation

    Stop chargebacks before they begin with our anti-chargeback tech.

  • PHosted Checkout

    Add payment buttons and invoicing to any of your website pages.

  • PRecurring Billing

    Built in recurring billing for subscriptions and multiple payment options.

  • PMobile Payments

    Accept and send payments with our easy to use mobile dashboard.

  • P250+ Shopping Cart Integrations

    Integrate to almost any shopping cart in the world, we can set this up for you!

  • PBanking For Every Vertical

    We have personal relationships with banks across the USA & Canada to get your accounts approved.

  • PUnlimited High Ticket

    Process high ticket transactions regularly without issue

CREDIT CARD PROCESSING FOR NONPROFITS – INFORMATION

In order for any non-profit to succeed, it’s important to allow donors to contribute in a payment form that is easy and convenient for them. This means offering the option to donate with credit, debit, check, online or mobile.

A merchant account is necessary to process all cashless payments, as well as credit card processing. A non-profit merchant account includes a payment gateway, where donors can make their online payments via credit card.

Non-profits can encourage their donors to create accounts, save important information, and even set up recurring payments. This gives the non-profit more financial stability and it saves them money by reducing the need for mailing payment reminders.

All of this can happen on the same website where the non-profit may sell physical merchandise, or advertise future events or fundraisers. A merchant account offers enhanced security to protect donors’ sensitive information, and digital donations are easily tracked so accounting is quick and easy.

A non-profit merchant account provider can also provide physical equipment for in-person donations as well. This includes a credit card terminal or a virtual terminal for use on any laptop, tablet, or mobile device.

There are so many reasons for non-profits to get on board with their own merchant account. It can help reduce their costs as well as increase donations.

Easy Pay Direct is a merchant account provider that works with all kinds of businesses, as well as non-profits.

Click or call today to see how they can help your non-profit.

CREDIT CARD PROCESSING FOR NONPROFITS

A merchant account is a specific type of bank account that allows merchants to accept payments. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. To get a merchant account, one must submit an application with a merchant account provider.

These merchant account providers work with acquiring banks, such as Chase and Wells Fargo, to provide merchant accounts to businesses looking to process credit card payments.

There are multiple types of merchant accounts depending on how the bank categorizes the industry of the merchant. If the merchant account is used for card not present (CNP) or ecommerce transactions then it must be integrated with an online payment gateway. Otherwise, a physical terminal is required to capture payment information.

WHO EASY PAY DIRECT WORKS WITH

Easy Pay Direct works with all kinds of merchants, including, what the banks call, “high risk” merchants. These merchants happen to be in an industry that the banks label as high risk which means that they have a higher likelihood of chargebacksdisputes and fraud. The most common reason for this is card not present transactions which presents a higher risk of fraud. These merchants can have a particularly hard time finding a high risk merchant account because a lot of payment processors refuse to participate in high risk processing. Even if these merchants find a “high risk payment processor” they can still frequently deal with holds or freezes on their money and shut down merchant accounts. This is where Easy Pay Direct saves the day by finding them a high risk merchant account provider that wants to work with their business and providing them with all the resources to meet their high risk credit card processing needs.

 

WHAT EASY PAY DIRECT PROVIDES: NON-PROFIT MERCHANT ACCOUNTS

Easy Pay Direct provides merchant accounts specifically tailored to a merchant’s industry. We do this by leveraging our banking relationships to apply for merchant accounts on your behalf. However, we do not just apply for any merchant account, we use providers who want to work with your business model and underwrite their merchants. This is important because it lays out all the cards on the table and ensures that a provider gets to know who you are and your business model before working with you. That way they know what to expect moving forward. This strategy guarantees that we find a merchant account provider that wants to work with you, making the likelihood of holds, freezes and shut downs, much less and providing a stable credit card processing.

Another benefit to this is you get to avoid the nightmare that applying for merchant accounts can be. Not only do most merchant account providers do very little underwriting, but it can take many applications before you find a merchant account that is good for you. Each application that you send out hurts your chances of getting approved for the next because multiple applications make you look desperate to a provider which they perceive as high risk.

AFTER YOUR NON-PROFIT MERCHANT ACCOUNT IS SET UP

After we get you set up with your first merchant account, we recommend getting you an additional merchant account if you have over $250,000 in sales volume a year. This is to ensure stable payment processing. Even though Easy Pay Direct takes all the precautions to prevent you from experiencing a hold, freeze or shutdown, we can never know how banks might act in the future. If they hire someone new or implement a new algorithm, your account could have action taken against it. In the event of this, if you have a second merchant account that is already up, running and processing payments, you can pivot your revenue stream to this account and avoid holds, freezes, and shut downs all together.

Now all of this may seem complicated and a lot of work, and it would be if you were doing this on your own. However, if you are working with Easy Pay Direct, we manage all of this for you making your role in all of this very easy. We even assign you your very own Certified Payment Specialist (CPS), who will monitor your merchant accounts for you, giving you one point of contact for all of your merchant processing needs.

 

HOW TO GET A MERCHANT ACCOUNT

The first step on your path to a new merchant account is starting the Easy Pay Direct application or if you would rather chat with someone to find out more, call us at (800) 805-4949*. We can get you set up in as little as 2 DAYS!

*Hint: This is easier cause we can fill out your application for you!

Choose the right Merchant Account for your business:

THE EASY PAY DIRECT CLIENT EXPERIENCE

At Easy Pay Direct your journey will begin with your application which we use to collect information about you and your business to match you with the right merchant account provider. From there you will be connected with your very own New Client Specialist (NCS) who will help you complete this application and will be your contact to answer all of your questions.

Once we have the necessary information and have assessed your business model, you will be classified as a Gold, Platinum or Diamond merchant based on your unique payment processing needs. After this you will be introduced to your Certified Payment Specialist (CPS) who will be your one point of contact for all of your payment processing needs. This ensures that when you call, you are talking to someone that you know and who knows you and your business. They will apply for merchant accounts on your behalf and help you set up your new merchant accounts and your online payment gateway.

After that, you will be ready to start accepting payments. Your CPS will monitor your accounts and keep in contact whenever you want to chat or if they need to alert you of something that requires your attention on top of annual merchant account reviews.

Why Easy Pay Direct?

We pride ourselves on making your life easier and facilitating the growth of business across the globe. We have been doing this successfully for years and have helped countless businesses achieve their full potential, just check out some of our testimonials. More importantly, Easy Pay Direct would love to play it’s part in helping you achieve your goals and service your consumers smoothly. if you’re interested in working with us, you can start your EMAP  application below or call us at: (800) 805-4949 | Get Set-up with a Merchant Account »

Credit Card Processing For Nonprofits FAQ

What is credit card processing for nonprofits?
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Credit card processing for nonprofits is a service that allows nonprofit organizations to accept credit and debit card payments from donors and supporters. This allows nonprofits to easily and securely process donations and payments, which can help to increase their overall fundraising efforts.

Why do nonprofits need credit card processing?
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Nonprofits need credit card processing in order to accept donations and payments from donors and supporters in an easy and secure manner. Without credit card processing, nonprofits would need to rely on cash or check donations, which can be less convenient for donors and may also pose a security risk for the organization.

How does credit card processing for nonprofits differ from credit card processing for for-profit businesses?
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One of the main differences between credit card processing for nonprofits and for-profit businesses is the cost. Nonprofit organizations typically receive discounted rates from credit card processors, as they are considered to be a lower risk than for-profit businesses. Additionally, some credit card processors offer specialized nonprofit services, such as recurring donation processing, which can help to streamline fundraising efforts.

What are the fees associated with credit card processing for nonprofits?
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The fees associated with credit card processing for nonprofits can vary depending on the provider. Typically, nonprofits will be charged a percentage of the transaction amount, as well as a flat per-transaction fee. Some providers may also charge additional fees, such as monthly or annual fees, or fees for additional services such as recurring donation processing.

How do I find a reputable credit card processing provider for nonprofits?
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When looking for a reputable credit card processing provider for nonprofits, it’s important to research and compare different providers. Look for a provider that offers discounted rates for nonprofits, and that has a proven track record of working with other nonprofit organizations. It’s also a good idea to read customer reviews and check for any complaints or red flags about a provider. Additionally, you can check with other organizations in your network for referrals or recommendations, or ask questions about different providers to experts in the field.

EASY PAY DIRECT STATS

30000+

BUSINESS

$12B+

PROCESSSED

20+

YEARS OF EXPERIENCE

Merchant Accounts FAQ

If you want to know more about payments, pricing, or solutions to problems you are experiencing, we are always ready to help you.

What industries does Easy Pay Direct work with?
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Easy Pay Direct specializes in high risk payment processing but we also work with mid risk and low risk companies.

Here is a short list of some business verticals we service:

  • Antiques & Collectibles
  • Apparel & Clothing
  • Bad Credit
  • Bus Lines
  • Cannabis Support Businesses
  • Caterers
  • CBD Oil & CBD Products
  • Continuity Products and Subscription Boxes
  • Credit Repair
  • Credit Monitoring
  • Debt Collection
  • Digital Streaming
  • Document Preparation
  • Fantasy Sports
  • Firearms & Ammunition
  • Furniture & Home Furnishings
  • Health & Beauty
  • Hotels & Lodging
  • Insurance / Warranty
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Transportation & Moving
  • Non-Profit
  • Nutraceuticals
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • SaaS Companies
  • Seminars & Coaching
  • SEO / SEM / Ad Agency
  • Smoking Accessories
  • Sports Betting
  • Survivalist & Tactical Gear
  • Telemedicine
  • Tobacco & Cigar
  • Travel & Timeshare
  • Vape / e-Cig / eJuice
  • Veterinarians
  • Web Design & Development

Why is my business considered high risk?
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“High Risk” is a banking industry term. It’s important to note that there are many business models that are seemingly low risk, but fall into the high risk category.

There is nothing wrong with being considered high risk and there are many factors that contribute to risk.

When a consumer buys an item with a credit card, they are given 6 months from the date of receiving the item to dispute the charge.

If your business is no longer operating, who do you think has to refund that money? The processor. This is where risk is created.

Certain businesses, marketing models, and industries have a higher rate of chargebacks, where they get labeled as high risk.

Even if your business is perfect, has never had a chargeback, and operates 100% “by the books”, you could be labeled high risk if you’re business or industry falls into a high risk category.

There are 3 main reasons a business can be considered high risk.

  1. The business has a greater chance of chargebacks occurring
  2. The business model may be new or legally regulated
  3. The business accepts a high number of card not present transactions (over the phone, email, eCommerce)

Do you provide merchant account services outside of the USA?
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At this time Easy Pay Direct offers merchant account services for the USA and Canada. We are always working to expand our areas of processing and hope to serve a greater area in the near future.

Can my startup or new business be approved?
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We have worked with many new brands and start-ups to get them approved and running. However, banks like to see a long history of transactions and an established history with a merchant before approving them.

But, that does not mean we can’t get you approved. Reach out to us today and we will walk you through your options.

How long does it take to get approved for a merchant account?
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Once all of the necessary documents have been received, it typically takes 1-4 days to get approved.

Occasionally accounts can be approved in less than 24 hours, our team will work as quickly as possible to get your account up and running.

I WANT TO ACCEPT PAYMENTS NOW