Travel Merchant Account
Businesses offering travel services often face account issues due to the fact that they are typically offering a future deliverable.
Many payment processors are not equipped to deal with the risk that comes with this.
So their solution is to close accounts and hold funds…
Thankfully Easy Pay Direct offers Travel Merchant Accounts with thorough underwriting and unmatched service.
Allowing you to process safely and with more stability.
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RAVING FANS
You need a TRULY reliable Travel Merchant account…
Last year, PayFacs, including Stripe, closed down millions of merchant accounts.
Why?
Because it’s how their business model works…
They do not offer underwriting, which means they know nothing about your business when they set you up.
Why is this important?
Stripe and others restrict and prohibit MANY types of businesses, some of which you would not expect.
For example, anyone processing over $50,000 per month is considered a higher risk.
Or a business that offers subscriptions makes bold claims, or any other one of Stripe, PayPal, Squares, etc.… arbitrary and non-descript rules.
Since these PayFacs don’t do underwriting, they don’t learn about these things until AFTER you are set up.
So you might be able to process for a day, a week, or a month, but eventually, they will take a look at your account.
And there is a high probability that they will impose restrictions, hold funds, or close the account.
Even worse, if one of your competitors does anything to trigger a flag in their system, they look at the entire industry.
And through no fault of your own, a competitor’s misstep could mean a closed account for you.
So, how does Easy Pay Direct differ, and how do we keep our clients’ merchant accounts stable?
The KEY component is thorough underwriting.
Our specialists underwrite your account so that we understand your business and marketing model.
This allows us to match you with a back-end bank that works with your vertical.
Which GREATLY lowers the chance of you ever having an issue.
Plus, you’ll get:
• The Best Rates In The Industry
• A Single Dedicated Point Of Contact
• Recurring Billing
• And more (see below)
We’ll also work with you to optimize your payments for the lifetime of your account.
Lowering your decline rates so that you can increase revenue, monitoring your chargeback ratios, and helping to mitigate them, plus much more.
EPD understands the challenges of businesses like ours, it’s 100% worth working with them. They will tell you how to save and make more money plus prevent shutdowns so everything runs smoothly.
Hal Elrod
Before Easy Pay Direct we had a $750k launch and $156k of that money was held. EPD has been super helpful in a bunch of different areas that none of our other processors provided. Highly recommend them.
Roland Frasier
I am a very happy client of Easy Pay Direct, working with them was very professional. Everybody was in touch with my team every step of the way and I am very happy to recommend them to everyone.
Frank Kern
Travel company payment processing and merchant accounts built to help you scale
As a travel brand, you need a merchant account that is truly reliable.
With Easy Pay Direct you can stop worrying about account holds, reserves, frozen funds, or worse… Total account shutdowns.
We specialize in travel merchant accounts and will get you set up with the best account for your needs.
Get high-tech tools like transaction routing, chargeback mitigation, decline recovery, and much more, so you can scale your business faster without issue.
What Other Features Does Easy Pay Direct Offer?
Transaction Routing → learn more
We’ll automatically route your transactions across multiple accounts. That way if anything ever happens to one, your others are still up and running.
Decline Recovery → learn more
We’ll help you improve your approval ratios and reduce decline rates. That way, you put more cash back in your pocket and process more payments.
Hosted Checkout → learn more
Quickly create checkout links and landing pages with a few clicks. Email them, DM them, or text them to your clients for payments on the fly.
Mobile Payments → learn more
Process payments on the go with our easy-to-use mobile payment solution.
Nearly Every Vertical → learn more
We offer merchant accounts for almost every vertical, including high-risk merchants and much more. Get approved today.
White Glove Service → learn more
You’ll have a dedicated point of contact that you can reach any time you need them.
Chargeback Mitigation → learn more
Stop chargebacks before they begin with our chargeback alert system. Greatly lower account issues and improve customer satisfaction.
Recurring Billing → learn more
Built-in recurring billing for subscription purchases with multiple payment options available.
250+ Integrations → learn more
Integration to nearly every shopping cart, plus we integrate to most apps and software. If you need something specific, our in-house development team will make it happen.
Unlimited High Ticket → learn more
Worry-free processing of high ticket transactions and high volume.
Travel Merchant Account FAQ
What is a travel merchant account?
A travel merchant account is a type of merchant account that allows businesses in the travel industry, such as airlines, hotels, and travel agencies, to accept credit card payments from customers for their products and services.
Why would a travel business need a merchant account?
Travel businesses need a merchant account to accept credit card payments from customers as a form of payment for their products and services. Having the ability to accept credit card payments can make the sales process more efficient and increase the likelihood of customers making purchases.
Are there any additional fees associated with a travel merchant account?
There may be additional fees associated with a travel merchant account, such as higher processing fees or a higher monthly account fee, to cover the additional risk associated with the industry. It’s important to carefully review the terms and fees of any merchant account before signing up to ensure that you fully understand the costs involved.
Are there any restrictions on what types of travel products and services can be sold using a travel merchant account?
There may be some restrictions on what types of travel products and services can be sold using a travel merchant account. These restrictions may vary depending on the merchant services provider and the laws and regulations of the jurisdiction in which the business operates. It’s important to check with the merchant account provider on their specific policies and restrictions.
Are there any security measures that travel merchant accounts put in place to protect customer data?
Yes, travel merchant accounts generally use security measures such as SSL encryption and PCI-compliant software to secure data transmitted over the internet and protect sensitive customer information, as well as fraud detection and prevention tools to reduce the risk of fraudulent transactions. It’s important to ensure that the merchant account provider that you choose is reputable and compliant with industry standards for security and data protection.
EASY PAY DIRECT STATS
30000+
BUSINESS
$12B+
PROCESSSED
20+
YEARS OF EXPERIENCE
Merchant Accounts FAQ
If you want to know more about payments, pricing, or solutions to problems you are experiencing, we are always ready to help you.
What industries does Easy Pay Direct work with?
Easy Pay Direct specializes in high risk payment processing but we also work with mid risk and low risk companies.
Here is a short list of some business verticals we service:
- Antiques & Collectibles
- Apparel & Clothing
- Bad Credit
- Bus Lines
- Cannabis Support Businesses
- Caterers
- CBD Oil & CBD Products
- Continuity Products and Subscription Boxes
- Credit Repair
- Credit Monitoring
- Debt Collection
- Digital Streaming
- Document Preparation
- Fantasy Sports
- Firearms & Ammunition
- Furniture & Home Furnishings
- Health & Beauty
- Hotels & Lodging
- Insurance / Warranty
- Legal Services
- Magazine Subscriptions
- Medical Billing & Coding
- Medical Supplies
- Membership & Recurring Billing
- MLM Companies
- Transportation & Moving
- Non-Profit
- Nutraceuticals
- Pawnbrokers & Pawn Shops
- Pet Products
- Precious Metals
- Property Management
- SaaS Companies
- Seminars & Coaching
- SEO / SEM / Ad Agency
- Smoking Accessories
- Sports Betting
- Survivalist & Tactical Gear
- Telemedicine
- Tobacco & Cigar
- Travel & Timeshare
- Vape / e-Cig / eJuice
- Veterinarians
- Web Design & Development
Why is my business considered high risk?
“High Risk” is a banking industry term. It’s important to note that there are many business models that are seemingly low risk, but fall into the high risk category.
There is nothing wrong with being considered high risk and there are many factors that contribute to risk.
When a consumer buys an item with a credit card, they are given 6 months from the date of receiving the item to dispute the charge.
If your business is no longer operating, who do you think has to refund that money? The processor. This is where risk is created.
Certain businesses, marketing models, and industries have a higher rate of chargebacks, where they get labeled as high risk.
Even if your business is perfect, has never had a chargeback, and operates 100% “by the books”, you could be labeled high risk if you’re business or industry falls into a high risk category.
There are 3 main reasons a business can be considered high risk.
- The business has a greater chance of chargebacks occurring
- The business model may be new or legally regulated
- The business accepts a high number of card not present transactions (over the phone, email, eCommerce)
Do you provide merchant account services outside of the USA?
At this time Easy Pay Direct offers merchant account services for the USA and Canada. We are always working to expand our areas of processing and hope to serve a greater area in the near future.
Can my startup or new business be approved?
We have worked with many new brands and start-ups to get them approved and running. However, banks like to see a long history of transactions and an established history with a merchant before approving them.
But, that does not mean we can’t get you approved. Reach out to us today and we will walk you through your options.
How long does it take to get approved for a merchant account?
Once all of the necessary documents have been received, it typically takes 1-4 days to get approved.
Occasionally accounts can be approved in less than 24 hours, our team will work as quickly as possible to get your account up and running.
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